IDX:MCOR Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	2,238,950	2,180,379	2,141,940	1,690,178	1,322,606	1,248,020
Interest Paid on Deposits	1,261,630	1,228,609	1,146,130	733,299	518,652	527,188
Net Interest Income	977,320	951,770	995,810	956,879	803,954	720,832
Net Interest Income Growth	1.37%	-4.42%	4.07%	19.02%	11.53%	28.18%
Gain (Loss) on Sale of Investments	-763	2,328	3,351	1,802	-2,419	-5,131
Other Non-Interest Income	43,875	72,412	87,325	41,692	71,384	69,223
Total Non-Interest Income	43,112	74,740	115,676	18,654	68,965	64,092
Non-Interest Income Growth	-47.98%	-35.39%	520.11%	-72.95%	7.60%	-0.37%
Revenues Before Loan Losses	1,020,432	1,026,510	1,111,486	975,533	872,919	784,924
Provision for Loan Losses	77,049	101,107	158,324	128,803	170,846	174,615
Revenue	943,383	925,403	953,162	846,730	702,073	610,309
Revenue Growth	-1.66%	-2.91%	12.57%	20.60%	15.04%	6.81%
Salaries and Employee Benefits	316,584	304,849	310,144	307,482	290,016	278,808
Selling, General & Administrative	253,642	234,199	243,880	236,309	236,328	222,112
Other Non-Interest Expense	-	-	-	-	3,057	-
Total Non-Interest Expense	567,455	532,244	547,277	536,692	524,313	505,834
EBT Excluding Unusual Items	375,928	393,159	405,885	310,038	177,760	104,475
Asset Writedown	-	-	-23,596	-237	-2,018	-461
Pretax Income	375,928	393,159	382,289	309,801	175,742	104,014
Income Tax Expense	87,420	91,211	86,887	68,510	39,783	24,622
Net Income	288,508	301,948	295,402	241,291	135,959	79,392
Net Income to Common	288,508	301,948	295,402	241,291	135,959	79,392
Net Income Growth	-5.50%	2.22%	22.43%	77.47%	71.25%	58.85%
Basic Shares Outstanding	37,940	37,920	37,920	37,920	37,920	37,920
Diluted Shares Outstanding	37,940	37,920	37,920	37,920	37,920	37,920
Shares Change	0.05%	-	-	-	-	45.22%
EPS (Basic)	7.60	7.96	7.79	6.36	3.59	2.09
EPS (Diluted)	7.60	7.96	7.79	6.36	3.59	2.09
EPS Growth	-5.55%	2.22%	22.49%	77.38%	71.55%	9.42%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Effective Tax Rate	23.25%	23.20%	22.73%	22.11%	22.64%	23.67%