PT Bank Pan Indonesia Tbk Cash Flow Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	2,750,044	2,738,143	2,531,895	3,041,676	2,063,473
Depreciation & Amortization	499,189	454,766	414,536	513,979	452,042
Other Amortization	59,738	52,917	45,590	30,121	16,072
Change in Trading Asset Securities	10,708,587	-4,701,332	-4,506,903	-1,279,630	-1,869,302
Change in Other Net Operating Assets	-20,147,772	13,609,141	178,306	-11,865,125	6,012,667
Other Operating Activities	657,033	1,395,840	2,929,429	2,589,018	4,922,417
Operating Cash Flow	-5,473,181	13,549,475	1,592,853	-6,969,961	11,597,369
Operating Cash Flow Growth	-	750.64%	-	-	-38.19%
Capital Expenditures	-294,357	-311,238	-159,835	-216,043	-188,308
Sale of Property, Plant and Equipment	14,960	23,114	4,632	36,115	30,085
Investment in Securities	-4,004,585	-18,930,517	-722,774	3,441,032	5,806,900
Divestitures	-	-	-	-	101,803
Purchase / Sale of Intangibles	-140,089	-126,985	-142,099	-135,113	-122,622
Other Investing Activities	152,147	52,102	62,659	50,727	59,213
Investing Cash Flow	-4,271,924	-19,293,524	-957,417	3,176,718	5,686,172
Long-Term Debt Issued	5,260,000	7,510,000	3,150,000	2,425,576	-
Long-Term Debt Repaid	-3,981,514	-5,870,932	-6,674,049	-1,652,988	-9,484,265
Net Debt Issued (Repaid)	1,278,486	1,639,068	-3,524,049	772,588	-9,484,265
Issuance of Common Stock	6,879	-	-	-	-
Repurchase of Common Stock	-20,600	-	-	-	-
Common Dividends Paid	-1,009,581	-	-	-481,075	-
Net Increase (Decrease) in Deposit Accounts	3,591,442	5,472,217	2,278,631	6,793,504	-8,567,758
Other Financing Activities	-115,726	-29,055	-193,310	-	-
Financing Cash Flow	3,730,900	7,082,230	-1,438,728	7,085,017	-18,052,023
Foreign Exchange Rate Adjustments	242,114	13,392	-46,115	295,436	-34,917
Net Cash Flow	-5,772,091	1,351,573	-849,407	3,587,210	-803,399
Free Cash Flow	-5,767,538	13,238,237	1,433,018	-7,186,004	11,409,061
Free Cash Flow Growth	-	823.80%	-	-	-38.34%
Free Cash Flow Margin	-59.00%	140.64%	15.90%	-78.75%	153.82%
Free Cash Flow Per Share	-239.59	549.73	59.51	-298.40	473.77
Cash Interest Paid	6,693,476	6,400,044	5,336,905	3,863,846	4,974,334
Cash Income Tax Paid	743,756	819,931	816,417	751,503	702,196

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.