PT Bank Pan Indonesia Tbk (IDX:PNBN)

PT Bank Pan Indonesia Tbk Statistics

Total Valuation

IDX:PNBN has a market cap or net worth of IDR 24.43 trillion.

Market Cap	24.43T
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, October 27, 2025.

Earnings Date	Oct 27, 2025
Ex-Dividend Date	Jul 8, 2025

Share Statistics

IDX:PNBN has 24.07 billion shares outstanding. The number of shares has decreased by -0.07% in one year.

Current Share Class	24.07B
Shares Outstanding	24.07B
Shares Change (YoY)	-0.07%
Shares Change (QoQ)	-0.09%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	1.32%
Float	3.63B

Valuation Ratios

The trailing PE ratio is 8.59 and the forward PE ratio is 10.12.

PE Ratio	8.59
Forward PE	10.12
PS Ratio	2.59
PB Ratio	0.43
P/TBV Ratio	0.47
P/FCF Ratio	29.76
P/OCF Ratio	23.04
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	16.54
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.26%.

Return on Equity (ROE)	5.26%
Return on Assets (ROA)	1.31%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	923.75M
Profits Per Employee	277.95M
Employee Count	10,823
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, IDX:PNBN has paid 823.68 billion in taxes.

Income Tax	823.68B
Effective Tax Rate	21.97%

Stock Price Statistics

The stock price has decreased by -45.14% in the last 52 weeks. The beta is -0.49, so IDX:PNBN's price volatility has been lower than the market average.

Beta (5Y)	-0.49
52-Week Price Change	-45.14%
50-Day Moving Average	1,070.90
200-Day Moving Average	1,319.20
Relative Strength Index (RSI)	42.98
Average Volume (20 Days)	11,431,415

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, IDX:PNBN had revenue of IDR 9.45 trillion and earned 2.84 trillion in profits. Earnings per share was 118.10.

Revenue	9.45T
Gross Profit	9.22T
Operating Income	3.79T
Pretax Income	3.75T
Net Income	2.84T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	118.10

Balance Sheet

The company has 12.19 trillion in cash and 13.57 trillion in debt, giving a net cash position of -1,385.61 billion or -57.58 per share.

Cash & Cash Equivalents	12.19T
Total Debt	13.57T
Net Cash	-1,385.61B
Net Cash Per Share	-57.58
Equity (Book Value)	56.80T
Book Value Per Share	2,206.50
Working Capital	-137,743.71B

Cash Flow

In the last 12 months, operating cash flow was 1.06 trillion and capital expenditures -239.37 billion, giving a free cash flow of 820.69 billion.

Operating Cash Flow	1.06T
Capital Expenditures	-239.37B
Free Cash Flow	820.69B
FCF Per Share	34.10

Margins

Gross Margin	n/a
Operating Margin	40.12%
Pretax Margin	39.69%
Profit Margin	30.09%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	8.69%

Dividends & Yields

This stock pays an annual dividend of 42.00, which amounts to a dividend yield of 4.14%.

Dividend Per Share	42.00
Dividend Yield	4.14%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.07%
Shareholder Yield	4.16%
Earnings Yield	11.64%
FCF Yield	3.36%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 22, 2004. It was a forward split with a ratio of 1.079.

Last Split Date	Jun 22, 2004
Split Type	Forward
Split Ratio	1.079

Scores

Altman Z-Score	n/a
Piotroski F-Score	3