PT Bank Pan Indonesia Tbk (IDX:PNBN)

PT Bank Pan Indonesia Tbk Statistics

Total Valuation

IDX:PNBN has a market cap or net worth of IDR 25.51 trillion.

Market Cap	25.51T
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Monday, February 23, 2026.

Earnings Date	Feb 23, 2026
Ex-Dividend Date	n/a

Share Statistics

IDX:PNBN has 24.07 billion shares outstanding. The number of shares has increased by 0.02% in one year.

Current Share Class	24.07B
Shares Outstanding	24.07B
Shares Change (YoY)	+0.02%
Shares Change (QoQ)	+0.09%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	1.33%
Float	3.63B

Valuation Ratios

The trailing PE ratio is 9.56.

PE Ratio	9.56
Forward PE	n/a
PS Ratio	2.80
PB Ratio	0.44
P/TBV Ratio	0.47
P/FCF Ratio	37.85
P/OCF Ratio	28.54
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	21.86
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.86%.

Return on Equity (ROE)	4.86%
Return on Assets (ROA)	1.21%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	0.61%
Revenue Per Employee	1.05B
Profits Per Employee	307.39M
Employee Count	10,226
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, IDX:PNBN has paid 772.26 billion in taxes.

Income Tax	772.26B
Effective Tax Rate	21.82%

Stock Price Statistics

The stock price has decreased by -42.31% in the last 52 weeks. The beta is -0.57, so IDX:PNBN's price volatility has been lower than the market average.

Beta (5Y)	-0.57
52-Week Price Change	-42.31%
50-Day Moving Average	1,099.60
200-Day Moving Average	1,159.75
Relative Strength Index (RSI)	42.97
Average Volume (20 Days)	14,337,915

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, IDX:PNBN had revenue of IDR 9.12 trillion and earned 2.67 trillion in profits. Earnings per share was 110.82.

Revenue	9.12T
Gross Profit	8.89T
Operating Income	3.57T
Pretax Income	3.54T
Net Income	2.67T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	110.82

Balance Sheet

The company has 22.14 trillion in cash and 14.73 trillion in debt, with a net cash position of 7.40 trillion or 307.69 per share.

Cash & Cash Equivalents	22.14T
Total Debt	14.73T
Net Cash	7.40T
Net Cash Per Share	307.69
Equity (Book Value)	57.88T
Book Value Per Share	2,247.53
Working Capital	-125,084.78B

Cash Flow

In the last 12 months, operating cash flow was 893.75 billion and capital expenditures -219.71 billion, giving a free cash flow of 674.04 billion.

Operating Cash Flow	893.75B
Capital Expenditures	-219.71B
Free Cash Flow	674.04B
FCF Per Share	28.01

Margins

Gross Margin	n/a
Operating Margin	39.17%
Pretax Margin	38.79%
Profit Margin	29.26%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	7.39%

Dividends & Yields

This stock pays an annual dividend of 42.00, which amounts to a dividend yield of 3.98%.

Dividend Per Share	42.00
Dividend Yield	3.98%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	37.86%
Buyback Yield	-0.02%
Shareholder Yield	4.05%
Earnings Yield	10.46%
FCF Yield	2.64%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 22, 2004. It was a forward split with a ratio of 1.079.

Last Split Date	Jun 22, 2004
Split Type	Forward
Split Ratio	1.079

Scores

Altman Z-Score	n/a
Piotroski F-Score	3