PT Victoria Insurance Tbk (IDX:VINS)

PT Victoria Insurance Tbk Ratios and Metrics

Market cap in millions IDR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 23, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	245,442	256,316	159,203	219,086	259,982	238,073
Market Cap Growth	63.15%	61.00%	-27.33%	-15.73%	9.20%	79.12%
Enterprise Value	245,934	255,551	159,035	214,293	254,257	228,513
PE Ratio	17.53	19.47	21.30	33.81	30.01	19.34
PS Ratio	1.78	1.86	1.13	3.80	6.19	5.31
PB Ratio	1.06	1.10	1.04	1.43	1.39	0.99
P/FCF Ratio	45.50	47.51	30.97	-	24.89	626.03
P/OCF Ratio	38.94	40.67	30.59	-	24.74	177.06
EV/Sales Ratio	1.78	1.85	1.13	3.72	6.06	5.09
EV/EBITDA Ratio	15.93	17.71	20.53	31.94	26.71	18.43
EV/EBIT Ratio	17.60	18.29	22.17	37.02	29.94	19.81
EV/FCF Ratio	45.59	47.37	30.94	-	24.35	600.89
Debt / Equity Ratio	0.01	0.01	0.02	0.02	0.01	0.00
Debt / EBITDA Ratio	0.11	0.11	0.32	0.43	0.11	0.07
Debt / FCF Ratio	0.32	0.32	0.54	-	0.11	2.56
Net Debt / Equity Ratio	0.00	0.00	0.01	0.00	-0.03	-0.01
Net Debt / EBITDA Ratio	0.03	0.03	0.20	0.03	-0.53	-0.26
Net Debt / FCF Ratio	0.09	0.09	0.30	-0.05	-0.49	-8.46
Quick Ratio	0.38	0.38	0.80	1.09	0.62	0.56
Current Ratio	1.01	1.01	1.35	1.87	1.26	1.23
Asset Turnover	0.49	0.49	0.59	0.21	0.13	0.13
Return on Equity (ROE)	6.85%	6.85%	4.88%	3.81%	4.06%	5.79%
Return on Assets (ROA)	3.07%	3.07%	1.88%	1.34%	1.62%	2.12%
Return on Invested Capital (ROIC)	5.54%	6.48%	4.35%	3.36%	3.75%	5.40%
Earnings Yield	5.36%	5.13%	4.70%	2.96%	3.33%	5.17%
FCF Yield	2.20%	2.10%	3.23%	-1.53%	4.02%	0.16%
Dividend Yield	-	-	-	-	2.77%	2.23%
Payout Ratio	-	-	-	105.95%	57.32%	40.34%
Buyback Yield / Dilution	-	-	-	-	-	-0.07%
Total Shareholder Return	-	-	-	-	2.77%	2.16%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.