PT Victoria Insurance Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	126,202	133,432	51,778	25,635	22,245
Total Interest & Dividend Income	11,430	6,944	5,973	6,473	7,851
Gain (Loss) on Sale of Investments	427.31	230.53	1,091	5,803	6,261
Other Revenue	-	-	-1,234	4,083	8,510
Total Revenue	138,059	140,606	57,608	41,993	44,868
Revenue Growth (YoY)	-1.81%	144.07%	37.18%	-6.41%	20.88%
Policy Benefits	82,339	114,298	34,564	16,105	15,120
Policy Acquisition & Underwriting Costs	3,890	5,598	-	-	-
Depreciation & Amortization	-	-	1,920	1,913	1,735
Selling, General & Administrative	17,028	15,495	3,863	3,609	3,231
Other Operating Expenses	20,832	-1,959	1,950	3,160	4,003
Total Operating Expenses	124,089	133,431	51,819	33,502	33,331
Operating Income	13,970	7,175	5,789	8,491	11,536
Other Non Operating Income (Expenses)	621.07	730.33	489.21	659.44	143.94
Pretax Income	14,591	7,905	6,278	9,150	11,680
Income Tax Expense	1,429	430.18	-200.58	486.94	-628.78
Net Income	13,162	7,475	6,479	8,664	12,309
Net Income to Common	13,162	7,475	6,479	8,664	12,309
Net Income Growth	76.08%	15.38%	-25.21%	-29.62%	98.16%
Shares Outstanding (Basic)	1,461	1,461	1,461	1,461	1,461
Shares Outstanding (Diluted)	1,461	1,461	1,461	1,461	1,461
Shares Change (YoY)	-	-	-	-	0.07%
EPS (Basic)	9.01	5.12	4.44	5.93	8.43
EPS (Diluted)	9.01	5.12	4.44	5.93	8.43
EPS Growth	76.08%	15.38%	-25.21%	-29.62%	98.01%
Free Cash Flow	5,395	5,141	-3,348	10,444	380.29
Free Cash Flow Per Share	3.69	3.52	-2.29	7.15	0.26
Dividend Per Share	-	-	-	4.700	3.400
Dividend Growth	-	-	-	38.23%	-
Operating Margin	10.12%	5.10%	10.05%	20.22%	25.71%
Profit Margin	9.53%	5.32%	11.25%	20.63%	27.43%
Free Cash Flow Margin	3.91%	3.66%	-5.81%	24.87%	0.85%
EBITDA	14,430	7,746	6,710	9,521	12,396
EBITDA Margin	10.45%	5.51%	11.65%	22.67%	27.63%
D&A For EBITDA	460.52	571.13	920.27	1,030	859.41
EBIT	13,970	7,175	5,789	8,491	11,536
EBIT Margin	10.12%	5.10%	10.05%	20.22%	25.71%
Effective Tax Rate	9.79%	5.44%	-	5.32%	-
Revenue as Reported	-	-	50,544	29,718	30,755

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.