IDX:VRNA Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	380,244	386,053	321,232	270,746	254,696	257,269
Total Interest Expense	132,439	130,991	102,473	56,137	55,196	105,073
Net Interest Income	247,805	255,062	218,759	214,608	199,501	152,196
Other Revenue	57,178	62,867	59,361	47,735	35,837	40,515
Revenue Before Loan Losses	304,983	317,928	278,120	262,343	235,338	192,711
Provision for Loan Losses	146,058	152,060	52,164	49,550	93,384	-
Revenue	158,925	165,868	225,956	212,793	141,953	192,711
Revenue Growth (YoY)	-18.76%	-26.59%	6.19%	49.90%	-26.34%	12.91%
Salaries & Employee Benefits	129,858	126,183	112,201	102,961	92,072	89,621
Cost of Services Provided	55,174	60,684	69,640	63,899	50,449	51,877
Other Operating Expenses	-5,980	-7,457	-4,853	-994.47	-2,321	-4,331
Total Operating Expenses	179,052	179,410	176,987	165,866	140,199	137,166
Operating Income	-20,127	-13,542	48,968	46,927	1,754	55,545
EBT Excluding Unusual Items	-19,343	-13,989	48,093	44,860	1,164	54,595
Other Unusual Items	9,119	8,953	13,142	10,479	7,010	3,764
Pretax Income	-10,224	-5,036	61,235	55,338	8,173	-1,571
Income Tax Expense	2,231	-2,881	84.97	-6,707	15,939	-4,566
Net Income	-12,455	-2,156	61,150	62,046	-7,766	2,995
Net Income to Common	-12,455	-2,156	61,150	62,046	-7,766	2,995
Net Income Growth	-	-	-1.44%	-	-	69.06%
Shares Outstanding (Basic)	5,687	5,687	5,687	5,687	5,687	5,687
Shares Outstanding (Diluted)	5,687	5,687	5,687	5,687	5,687	5,687
Shares Change (YoY)	-	-	-	-	-	4.03%
EPS (Basic)	-2.19	-0.38	10.75	10.91	-1.37	0.53
EPS (Diluted)	-2.19	-0.38	10.75	10.91	-1.37	0.53
EPS Growth	-	-	-1.44%	-	-	62.51%
Free Cash Flow	60,145	-415,690	-321,449	-28,653	313,983	-14,014
Free Cash Flow Per Share	10.57	-73.09	-56.52	-5.04	55.21	-2.46
Operating Margin	-12.67%	-8.16%	21.67%	22.05%	1.24%	28.82%
Profit Margin	-7.84%	-1.30%	27.06%	29.16%	-5.47%	1.55%
Free Cash Flow Margin	37.84%	-250.61%	-142.26%	-13.46%	221.19%	-7.27%
Effective Tax Rate	-	-	0.14%	-	195.01%	-
Revenue as Reported	456,318	468,654	401,341	333,061	302,895	309,734

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.