IDX:WOMF Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	25,323	21,145	12,774	11,094	8,310	33,406
Total Interest Expense	349,080	352,278	305,450	256,722	289,073	507,826
Net Interest Income	-323,757	-331,133	-292,676	-245,628	-280,763	-474,420
Other Revenue	124,654	121,620	83,782	60,261	100,090	145,216
Revenue Before Loan Losses	1,610,573	1,609,907	1,491,859	1,229,464	1,061,030	1,259,002
Provision for Loan Losses	402,807	357,231	292,171	150,035	208,967	374,176
Revenue	1,207,766	1,252,676	1,199,688	1,079,429	852,063	884,826
Revenue Growth (YoY)	-3.94%	4.42%	11.14%	26.68%	-3.70%	-33.73%
Salaries & Employee Benefits	412,066	410,387	378,391	356,283	308,655	344,523
Cost of Services Provided	653,306	612,989	590,196	558,645	510,569	565,413
Other Operating Expenses	-209,358	-198,443	-191,852	-191,365	-206,968	-202,438
Total Operating Expenses	945,454	905,985	855,169	786,634	682,964	785,989
Operating Income	262,312	346,691	344,519	292,795	169,099	98,837
EBT Excluding Unusual Items	256,173	338,173	326,157	276,910	148,623	80,685
Other Unusual Items	-6,426	-5,199	-3,365	-	-	-
Pretax Income	250,549	333,242	322,609	282,249	154,542	93,955
Income Tax Expense	35,539	70,327	86,202	84,646	44,479	36,577
Net Income	215,010	262,915	236,407	197,603	110,063	57,378
Net Income to Common	215,010	262,915	236,407	197,603	110,063	57,378
Net Income Growth	-12.86%	11.21%	19.64%	79.54%	91.82%	-77.90%
Shares Outstanding (Basic)	3,481	3,481	3,481	3,481	3,481	3,481
Shares Outstanding (Diluted)	3,481	3,481	3,481	3,481	3,481	3,481
EPS (Basic)	61.76	75.52	67.90	56.76	31.61	16.48
EPS (Diluted)	61.76	75.52	67.90	56.76	31.61	16.48
EPS Growth	-12.86%	11.21%	19.64%	79.54%	91.82%	-77.90%
Free Cash Flow	-17,172	191,538	-734,292	-142,210	98,901	2,728,978
Free Cash Flow Per Share	-4.93	55.02	-210.91	-40.85	28.41	783.86
Dividend Per Share	22.660	22.660	20.370	17.000	9.500	-
Dividend Growth	11.24%	11.24%	19.82%	78.95%	-	-
Operating Margin	21.72%	27.68%	28.72%	27.13%	19.85%	11.17%
Profit Margin	17.80%	20.99%	19.71%	18.31%	12.92%	6.49%
Free Cash Flow Margin	-1.42%	15.29%	-61.21%	-13.18%	11.61%	308.42%
Effective Tax Rate	14.18%	21.10%	26.72%	29.99%	28.78%	38.93%
Revenue as Reported	2,175,456	2,166,940	1,995,410	1,694,505	1,570,983	2,000,850

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.