IDX:WOMF Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	23,744	21,145	12,774	11,094	8,310
Total Interest Expense	349,837	352,278	305,450	256,722	289,073
Net Interest Income	-326,093	-331,133	-292,676	-245,628	-280,763
Other Revenue	112,362	110,462	83,782	60,261	100,090
Revenue Before Loan Losses	1,595,118	1,598,749	1,491,859	1,229,464	1,061,030
Provision for Loan Losses	452,770	357,231	292,171	150,035	208,967
Revenue	1,142,348	1,241,518	1,199,688	1,079,429	852,063
Revenue Growth (YoY)	-7.99%	3.49%	11.14%	26.68%	-3.70%
Salaries & Employee Benefits	406,912	410,387	378,391	356,283	308,655
Cost of Services Provided	664,686	612,989	590,196	558,645	510,569
Other Operating Expenses	-208,348	-198,443	-191,852	-191,365	-206,968
Total Operating Expenses	954,019	905,985	855,169	786,634	682,964
Operating Income	188,329	335,533	344,519	292,795	169,099
EBT Excluding Unusual Items	175,236	326,977	326,157	276,910	148,623
Other Unusual Items	-6,724	-5,199	-3,365	-	-
Pretax Income	179,458	333,242	322,609	282,249	154,542
Income Tax Expense	36,905	70,327	86,202	84,646	44,479
Net Income	142,553	262,915	236,407	197,603	110,063
Net Income to Common	142,553	262,915	236,407	197,603	110,063
Net Income Growth	-45.78%	11.21%	19.64%	79.54%	91.82%
Shares Outstanding (Basic)	3,481	3,481	3,481	3,481	3,481
Shares Outstanding (Diluted)	3,481	3,481	3,481	3,481	3,481
EPS (Basic)	40.95	75.52	67.90	56.76	31.61
EPS (Diluted)	40.95	75.52	67.90	56.76	31.61
EPS Growth	-45.78%	11.21%	19.64%	79.54%	91.82%
Free Cash Flow	-283,795	191,538	-734,292	-142,210	98,901
Free Cash Flow Per Share	-81.52	55.02	-210.91	-40.85	28.41
Dividend Per Share	-	22.660	20.370	17.000	9.500
Dividend Growth	-	11.24%	19.82%	78.95%	-
Operating Margin	16.49%	27.03%	28.72%	27.13%	19.85%
Profit Margin	12.48%	21.18%	19.71%	18.31%	12.92%
Free Cash Flow Margin	-24.84%	15.43%	-61.21%	-13.18%	11.61%
Effective Tax Rate	20.57%	21.10%	26.72%	29.99%	28.78%
Revenue as Reported	2,169,601	2,166,940	1,995,410	1,694,505	1,570,983

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.