PT Asuransi Digital Bersama TBK (IDX:YOII)
Indonesia flag Indonesia · Delayed Price · Currency is IDR
81.00
+1.00 (1.25%)
At close: Aug 27, 2026

IDX:YOII Financials Overview

Millions IDR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
702,184736,695331,154107,64326,49350,139
Revenue Growth
33.23%122.46%207.64%306.31%-47.16%-
Operating Income
19,40119,5425,530-1,835-24,470-22,916
Net Income
12,93213,88819,046-24,058-37,668-38,487
Earnings Per Share
3.784.066.56-10.13-19.43-23.87
EPS Growth
-0.94%-38.10%----

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Credit Insurance
4,53116,13482,124-
Health and Personal Accident
201,630334,658225,27991,435
Others
-378,41919,545279.09
Motor Vehicles
3,1281,144356.073.41
Fire
221.47344.45431.51150.48
Marine Cargo
143.550.1559.97517.72
Unallocated Income from Investments
7,3307,1585,0762,927
Liabilities
--0.06474.9
Total
703,346737,858332,87295,694

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
27,07947,18719,07617,63532,1024,343
Total Debt
757.31-353.3445,799120.11,349
Net Cash (Debt)
26,32247,18718,723-28,16431,9822,993
Net Cash Growth
-12.62%152.03%--968.42%-
Net Cash Per Share
7.6913.796.45-11.8616.501.86

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
10,27524,2545,003-29,666-41,013-13,020
Capital Expenditures
-319.27-226.08-317.77-273.73-37.89-74.63
Free Cash Flow
9,95624,0284,685-29,940-41,051-13,095
Free Cash Flow Growth
-77.04%412.88%----

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
2.76%2.65%1.67%-1.70%-92.36%-45.70%
Pretax Margin
2.72%2.73%5.11%-35.72%-160.20%-101.77%
Profit Margin
1.84%1.88%5.75%-22.35%-142.18%-76.76%
FCF Margin
1.42%3.26%1.42%-27.81%-154.95%-26.12%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
21.1925.15----
P/FCF Ratio
27.5214.54----
PS Ratio
0.390.47----