PT Asuransi Digital Bersama TBK (IDX:YOII)
Indonesia flag Indonesia · Delayed Price · Currency is IDR
60.00
-3.00 (-4.76%)
At close: Oct 30, 2026

IDX:YOII Financials Overview

Millions IDR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
741,443736,695331,154107,64326,49350,139
Revenue Growth
14.56%122.46%207.64%306.31%-47.16%-
Operating Income
29,41319,5425,530-1,835-24,470-22,916
Net Income
22,89913,88819,046-24,058-37,668-38,487
Earnings Per Share
5.834.066.56-10.13-19.43-23.87
EPS Growth
-37.30%-38.10%----

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023
Period EndingDec '25 Dec '24 Dec '23
Credit Insurance
16,13482,124-
Health and Personal Accident
334,658225,27991,435
Others
378,41919,545279.09
Motor Vehicles
1,144356.073.41
Fire
344.45431.51150.48
Marine Cargo
0.1559.97517.72
Unallocated Income from Investments
7,1585,0762,927
Liabilities
-0.06474.9
Total
737,858332,87295,694

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
26,74847,18719,07617,63532,1024,343
Total Debt
--353.3445,799120.11,349
Net Cash (Debt)
26,74847,18718,723-28,16431,9822,993
Net Cash Growth
-12.76%152.03%--968.42%-
Net Cash Per Share
6.8113.796.45-11.8616.501.86

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-24,2545,003-29,666-41,013-13,020
Capital Expenditures
--226.08-317.77-273.73-37.89-74.63
Free Cash Flow
-24,0284,685-29,940-41,051-13,095
Free Cash Flow Growth
-412.88%----

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
3.97%2.65%1.67%-1.70%-92.36%-45.70%
Pretax Margin
3.93%2.73%5.11%-35.72%-160.20%-101.77%
Profit Margin
3.09%1.88%5.75%-22.35%-142.18%-76.76%
FCF Margin
-3.26%1.42%-27.81%-154.95%-26.12%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.2925.15----
P/FCF Ratio
23.6714.54----
PS Ratio
0.320.47----