AIB Group plc (ISE:A5G)

AIB Group Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 6, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	19,110	19,658	12,411	10,161	9,667	5,809
Market Cap Growth	27.25%	58.40%	22.14%	5.11%	66.42%	27.30%
Last Close Price	8.95	9.20	4.93	3.39	3.10	1.80
PE Ratio	9.59	9.56	5.46	5.09	13.77	9.98
PS Ratio	4.40	4.53	2.55	2.25	3.33	2.22
PB Ratio	1.30	1.34	0.80	0.67	0.79	0.43
P/FCF Ratio	25.01	25.73	-	-	-	-
P/OCF Ratio	23.22	23.89	-	-	-	-
Debt / Equity Ratio	0.89	0.89	0.88	0.96	1.08	1.41
Debt / FCF Ratio	17.17	17.17	-	-	-	-
Net Debt / Equity Ratio	-2.31	-2.31	-1.96	-2.03	-2.55	-1.93
Net Debt / FCF Ratio	-44.37	-44.37	178.21	6.94	6.68	14.07
Return on Equity (ROE)	14.20%	14.20%	15.42%	15.06%	5.90%	4.76%
Return on Assets (ROA)	1.48%	1.48%	1.69%	1.55%	0.59%	0.54%
Earnings Yield	10.76%	10.89%	18.97%	20.28%	7.93%	11.14%
FCF Yield	4.00%	3.89%	-1.37%	-43.38%	-48.33%	-32.17%
Dividend Yield	6.68%	6.37%	7.50%	7.85%	2.00%	2.50%
Payout Ratio	56.47%	56.47%	32.97%	11.21%	24.38%	10.05%
Buyback Yield / Dilution	10.43%	10.43%	6.70%	1.95%	0.96%	-
Total Shareholder Return	17.11%	16.80%	14.19%	9.79%	2.96%	2.50%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.