AIB Group plc (ISE:A5G)
Ireland flag Ireland · Delayed Price · Currency is EUR
10.82
+0.18 (1.64%)
Jul 24, 2026, 4:33 PM GMT

AIB Group Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
4,3394,3394,8734,5502,9062,376
Revenue Growth
-5.69%-10.96%7.10%56.57%22.31%160.24%
Net Income
2,1412,1412,3542,061767647
Earnings Per Share
0.930.930.930.760.260.21
EPS Growth
4.25%0.86%22.19%190.04%21.96%-

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail
2,8262,8263,1143,0141,7481,495
Capital Markets
9849841,212943696753
Climate Capital
8686109111--
AIB UK
331331315392301295
Group
1051051018314379
Unallocated Exceptional Items
7720-1918-8
Total
4,3394,3394,8714,5242,9062,614

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
40,57140,57137,31538,01838,13842,654
Total Debt
10,80910,80910,4599,8968,6077,411
Net Cash (Debt)
-10,809-10,809-10,459-9,896-8,607-7,411
Net Cash Growth
------
Net Cash Per Share
-4.91-4.91-4.25-3.75-3.20-2.73

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
8,6038,6033,425-838-4,44713,944
Capital Expenditures
-59-59-25-34-32-31
Free Cash Flow
8,5448,5443,400-872-4,47913,913
Free Cash Flow Growth
26.69%151.29%----15.09%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
55.29%55.29%55.45%52.62%30.28%26.47%
Profit Margin
49.30%49.30%48.25%45.23%26.32%27.15%
FCF Margin
196.91%196.91%69.77%-19.16%-154.13%585.56%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.5860.5860.3700.2660.0620.045
Dividend Per Share Growth
58.41%58.41%39.20%328.52%37.78%-
Dividend Yield
5.42%5.55%5.31%1.62%1.25%0.00%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.599.865.765.1313.8710.00
Forward PE
12.3110.987.195.5910.9810.47
P/FCF Ratio
29.722.373.86--0.42
PS Ratio
5.234.672.692.253.332.44