AIB Group plc (ISE:A5G)
Ireland · Delayed Price · Currency is EUR 10.98
+0.15 (1.39%)
Aug 31, 2026, 2:50 PM GMT
AIB Group Cash Flow Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 2,152 | 2,141 | 2,354 | 2,061 | 767 | 647 |
Depreciation & Amortization | 80 | 74 | 79 | 80 | 83 | 93 |
Other Amortization | 214 | 214 | 216 | 214 | 212 | 191 |
Gain (Loss) on Sale of Assets | - | - | 2 | 24 | 1 | 3 |
Gain (Loss) on Sale of Investments | -86 | -29 | -14 | 25 | -49 | -15 |
Total Asset Writedown | 3 | 3 | 6 | 1 | 46 | 43 |
Provision for Credit Losses | 200 | 198 | 87 | 199 | 52 | -163 |
Change in Trading Asset Securities | 116 | -160 | 6 | -117 | -149 | 1 |
Change in Other Net Operating Assets | -5,272 | -2,023 | -3,814 | -7,564 | -5,664 | -2,751 |
Other Operating Activities | 376 | 579 | 956 | 701 | 82 | 122 |
Operating Cash Flow | -2,381 | 823 | -145 | -4,374 | -4,640 | -1,838 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -60 | -59 | -25 | -34 | -32 | -31 |
Sale of Property, Plant and Equipment | 1 | 1 | 5 | 7 | 10 | 10 |
Cash Acquisitions | - | - | - | -14 | - | -60 |
Investment in Securities | -2,815 | -2,815 | -852 | -611 | -1,136 | 2,403 |
Income (Loss) Equity Investments | -163 | -174 | -26 | -12 | -37 | -21 |
Purchase / Sale of Intangibles | -284 | -276 | -232 | -198 | -174 | -204 |
Investing Cash Flow | -3,158 | -3,149 | -1,104 | -850 | -1,332 | 2,118 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 2,475 | 1,573 | 2,431 | 3,231 | 750 |
Long-Term Debt Repaid | - | -1,950 | -2,279 | -417 | -933 | -43 |
Net Debt Issued (Repaid) | -1,187 | 525 | -706 | 2,014 | 2,298 | 707 |
Issuance of Common Stock | - | 694 | 620 | - | - | - |
Repurchase of Common Stock | -412 | -1,825 | -2,003 | -215 | -91 | - |
Common Dividends Paid | -1,334 | -1,209 | -776 | -231 | -187 | -65 |
Total Dividends Paid | -1,334 | -1,209 | -776 | -231 | -187 | -65 |
Net Increase (Decrease) in Deposit Accounts | 6,117 | 7,780 | 3,570 | 3,536 | 193 | 15,782 |
Other Financing Activities | -802 | -802 | -384 | -242 | -146 | -125 |
Financing Cash Flow | 2,382 | 5,163 | 321 | 4,862 | 2,067 | 16,299 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -43 | -287 | 214 | 87 | -336 | 419 |
Net Cash Flow | -3,200 | 2,550 | -714 | -275 | -4,241 | 16,998 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -2,441 | 764 | -170 | -4,408 | -4,672 | -1,869 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -55.69% | 17.61% | -3.49% | -97.44% | -160.77% | -71.50% |
Free Cash Flow Per Share | -1.15 | 0.35 | -0.07 | -1.67 | -1.74 | -0.69 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 1,027 | 1,046 | 850 | 379 | 302 | 125 |
Cash Income Tax Paid | 47 | 25 | 62 | 71 | 19 | -13 |