AIB Group Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	22,707	20,267	13,109	10,227	9,678	5,809
Market Cap Growth	61.25%	54.61%	28.17%	5.68%	66.61%	27.38%
Last Close Price	10.82	9.20	5.33	3.88	3.62	2.14
PE Ratio	11.59	9.86	5.76	5.13	13.87	10.00
Forward PE	12.31	10.98	7.19	5.59	10.98	10.47
PEG Ratio	2.65	4.26	0.73	0.26	0.47	0.77
PS Ratio	5.23	4.67	2.69	2.25	3.33	2.44
PB Ratio	1.55	1.51	0.92	0.73	0.87	0.46
P/TBV Ratio	1.92	1.63	0.99	0.79	0.95	0.50
P/FCF Ratio	29.72	2.37	3.86	-	-	0.42
P/OCF Ratio	27.59	2.36	3.83	-	-	0.42
Debt / Equity Ratio	0.74	0.74	0.68	0.66	0.70	0.54
Debt / FCF Ratio	1.26	1.26	3.08	-	-	0.53
Net Debt / Equity Ratio	0.81	0.81	0.74	0.71	0.77	0.59
Net Debt / FCF Ratio	1.26	1.26	3.08	-11.35	-1.92	0.53
Asset Turnover	0.03	0.03	0.04	0.03	0.02	0.02
Return on Equity (ROE)	14.20%	14.20%	15.42%	15.06%	5.90%	4.76%
Earnings Yield	9.05%	10.14%	17.35%	19.51%	7.21%	10.00%
FCF Yield	3.36%	42.16%	25.94%	-	-	239.52%
Dividend Yield	5.42%	5.55%	5.31%	1.62%	1.25%	0.00%
Payout Ratio	56.47%	52.50%	29.57%	8.05%	15.91%	0.00%
Buyback Yield / Dilution	10.43%	10.43%	6.70%	1.95%	0.96%	0.00%
Total Shareholder Return	15.85%	15.98%	12.01%	3.57%	2.22%	0.00%