Bank of Ireland Group plc (ISE: BIRG)

Bank of Ireland Group Income Statement

Financials in millions EUR. Fiscal year is January - December.

Year	2023	2022	2021	2020	2019
Revenue	4,491	3,263	3,009	2,672	2,942
Revenue Growth (YoY)	37.63%	8.44%	12.61%	-9.18%	3.85%
Gross Profit	4,491	3,263	3,009	2,672	2,942
Selling, General & Admin	764	772	664	618	626
Other Operating Expenses	0	1,264	1,241	1,324	1,432
Operating Expenses	2,110	2,036	1,905	1,942	2,058
Operating Income	1,932	1,711	1,214	-795	583
Interest Income	6,329	3,150	2,770	2,570	2,525
Interest Expense	2,622	663	543	481	370
Other Expense / Income	3,707	3,189	2,227	2,054	2,155
Pretax Income	1,938	1,056	1,221	-760	645
Income Tax	337	159	166	-53	197
Net Income	1,595	850	1,048	-707	386
Net Income Growth	87.65%	-18.89%	-	-	-37.74%
Shares Outstanding (Basic)	1,075	1,075	1,075	1,075	1,075
Shares Outstanding (Diluted)	1,075	1,075	1,075	1,075	1,075
EPS (Basic)	1.40	0.77	0.91	-0.66	0.36
EPS (Diluted)	1.40	0.77	0.91	-0.66	0.36
EPS Growth	81.82%	-15.38%	-	-	-37.93%
Free Cash Flow	-4,805	1,261	19,437	3,871	2,998
Free Cash Flow Per Share	-4.47	1.17	18.08	3.60	2.79
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	43.02%	52.44%	40.35%	-29.75%	19.82%
Profit Margin	35.52%	26.05%	34.83%	-26.46%	13.12%
Free Cash Flow Margin	-106.99%	38.65%	645.96%	144.87%	101.90%
Effective Tax Rate	17.39%	15.06%	13.60%	-	30.54%
EBITDA	2,205	1,948	1,461	-514	900
EBITDA Margin	49.10%	59.70%	48.55%	-19.24%	30.59%
Depreciation & Amortization	273	237	247	281	317
EBIT	1,932	1,711	1,214	-795	583
EBIT Margin	43.02%	52.44%	40.35%	-29.75%	19.82%

Sources: The data provider is Financial Modeling Prep and the numbers are sourced from SEC filings.