Bank of Ireland Group Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 18, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	18,167	15,600	8,836	8,675	9,505	5,359
Market Cap Growth	43.71%	76.55%	1.85%	-8.73%	77.37%	51.49%
Last Close Price	19.27	15.93	8.20	6.95	7.36	4.09
PE Ratio	14.25	13.99	6.08	5.84	12.17	5.47
PS Ratio	4.32	3.95	2.05	2.12	3.21	1.68
PB Ratio	1.40	1.21	0.68	0.69	0.83	0.47
P/FCF Ratio	64.19	-	5.23	-	2.62	0.88
P/OCF Ratio	41.48	-	4.83	-	2.55	0.87
Debt / Equity Ratio	0.94	0.92	1.13	1.12	1.18	1.15
Debt / FCF Ratio	43.21	-	8.73	-	3.74	2.14
Net Debt / Equity Ratio	-0.75	-1.00	-1.60	-1.76	-2.39	-1.76
Net Debt / FCF Ratio	-34.50	13.70	-12.35	4.60	-7.59	-3.27
Return on Equity (ROE)	10.55%	9.26%	11.97%	13.30%	7.51%	10.07%
Return on Assets (ROA)	0.83%	0.73%	0.96%	1.04%	0.56%	0.73%
Earnings Yield	7.09%	7.70%	17.33%	18.39%	8.94%	19.56%
FCF Yield	1.56%	-6.04%	19.11%	-55.28%	38.14%	114.20%
Dividend Yield	3.63%	4.39%	7.68%	8.63%	2.85%	1.22%
Payout Ratio	54.65%	49.46%	67.60%	18.43%	14.47%	6.49%
Buyback Yield / Dilution	4.37%	5.18%	3.49%	0.93%	0.37%	-0.19%
Total Shareholder Return	8.07%	9.57%	11.17%	9.56%	3.22%	1.04%