Bank of Ireland Group Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	17,506	15,597	285,120	266,026	288,033	161,493
Market Cap Growth	50.89%	-94.53%	7.18%	-7.64%	78.36%	51.21%
Last Close Price	18.52	16.38	8.81	8.22	8.90	4.99
PE Ratio	16.01	14.27	6.21	5.87	12.21	5.47
Forward PE	11.99	10.52	6.14	5.16	8.76	6.84
PEG Ratio	1.02	3.69	3.24	0.61	0.80	2.22
PS Ratio	4.43	3.92	66.06	66.06	97.05	50.62
PB Ratio	1.35	1.34	24.47	23.50	27.46	15.67
P/TBV Ratio	1.79	1.58	0.89	0.88	1.03	0.57
P/FCF Ratio	-	4.07	114.09	-	188.87	8.20
P/OCF Ratio	-	3.91	108.04	-	176.82	8.17
Debt / Equity Ratio	0.75	0.75	0.86	0.84	0.82	0.92
Debt / FCF Ratio	2.71	2.52	4.40	-	6.18	0.53
Net Debt / Equity Ratio	0.83	0.83	0.94	0.91	0.90	1.02
Net Debt / FCF Ratio	2.71	2.52	4.40	-2.28	6.18	0.53
Asset Turnover	0.02	0.02	0.03	0.03	0.02	0.02
Return on Equity (ROE)	9.26%	9.26%	12.04%	13.27%	7.51%	10.41%
Earnings Yield	6.37%	7.01%	16.11%	17.04%	8.19%	18.28%
FCF Yield	-	24.58%	0.88%	-	0.53%	12.19%
Dividend Yield	3.81%	3.23%	10.79%	2.58%	0.57%	0.00%
Payout Ratio	49.46%	43.33%	64.61%	14.23%	6.35%	0.00%
Buyback Yield / Dilution	5.18%	5.18%	3.49%	0.93%	0.37%	-0.19%
Total Shareholder Return	8.98%	8.40%	14.27%	3.51%	0.94%	-0.19%