Bank of Ireland Group plc (ISE:BIRG)
Ireland · Delayed Price · Currency is EUR 19.23
-0.04 (-0.18%)
Aug 18, 2026, 4:34 PM GMT
Bank of Ireland Group Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 4,207 | 3,954 | 4,317 | 4,089 | 2,957 | 3,185 |
Revenue Growth | 6.40% | -8.41% | 5.58% | 38.28% | -7.16% | 108.85% |
Net Income Net Income Growth | 1,288 | 1,115 | 1,453 | 1,486 | 781 | 980 |
Earnings Per Share EPS Growth | 1.35 | 1.15 | 1.42 | 1.40 | 0.73 | 0.91 |
EPS Growth | 17.79% | -19.10% | 1.31% | 92.12% | -20.03% | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail UK Retail UK Growth | 544 | 544 | 608 | 517 | 559 | 705 |
Wealth and Insurance Wealth and Insurance Growth | 391 | 391 | 340 | 361 | 133 | 293 |
Group Centre Group Centre Growth | -66 | -66 | -30 | -26 | 62 | - |
Corporate and Commercial Corporate and Commercial Growth | 1,068 | 1,068 | 1,008 | 1,714 | 1,368 | 929 |
Retail Ireland Retail Ireland Growth | 2,038 | 2,038 | 2,274 | 1,446 | 810 | 1,208 |
Other Reconciling Items Other Reconciling Items Growth | -14 | -14 | -11 | 13 | -2 | 3 |
Unallocated Gross-Up for Policyholder Tax in The Wealth and Insurance Business Unallocated Gross-Up for Policyholder Tax in The Wealth and Insurance Business Growth | 13 | 13 | 27 | 26 | 24 | 24 |
Unallocated Customer Redress Charges Unallocated Customer Redress Charges Growth | -268 | -268 | -182 | - | -22 | -22 |
Unallocated Investment Return on Treasury Shares Held for Policyholders Unallocated Investment Return on Treasury Shares Held for Policyholders Growth | -5 | -5 | -2 | - | -8 | -8 |
Unallocated Portfolio Divestments (Net) Unallocated Portfolio Divestments (Net) Growth | 5 | 5 | 85 | -18 | 8 | 8 |
Unallocated Gain on Disposal / Liquidation of Business Activities Unallocated Gain on Disposal / Liquidation of Business Activities Growth | - | - | 5 | -8 | - | - |
Total Total Growth | 3,706 | 3,706 | 4,122 | 4,025 | 2,934 | 3,142 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 21,991 | 24,781 | 35,602 | 36,128 | 41,085 | 33,071 |
Total Debt Total Debt Growth | 12,227 | 11,858 | 14,745 | 14,049 | 13,555 | 13,081 |
Net Cash (Debt) Net Cash Growth | 9,764 | 12,923 | 20,857 | 22,079 | 27,530 | 19,990 |
Net Cash Growth | -24.45% | -38.04% | -5.54% | -19.80% | 37.72% | 553.91% |
Net Cash Per Share Net Cash Per Share Growth | 10.25 | 13.31 | 20.37 | 20.81 | 25.70 | 18.60 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 438 | -783 | 1,829 | -4,680 | 3,729 | 6,193 |
Capital Expenditures CapEx Growth | -155 | -160 | -140 | -116 | -104 | -73 |
Free Cash Flow Free Cash Flow Growth | 283 | -943 | 1,689 | -4,796 | 3,625 | 6,120 |
Free Cash Flow Growth | - | - | - | - | -40.77% | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 30.62% | 28.20% | 33.66% | 36.34% | 26.41% | 30.77% |
FCF Margin | 6.73% | -23.85% | 39.12% | -117.29% | 122.59% | 192.15% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 18, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.700 | 0.700 | 0.630 | 0.600 | 0.210 | 0.050 |
Dividend Per Share Growth | 58.49% | 11.11% | 5.00% | 185.71% | 320.00% | - |
Dividend Yield | 3.63% | 4.39% | 7.68% | 8.63% | 2.85% | 1.22% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 18, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 14.25 | 13.99 | 6.08 | 5.84 | 12.17 | 5.47 |
Forward PE | 11.18 | 10.52 | 6.14 | 5.16 | 8.76 | 6.84 |
P/FCF Ratio | 64.19 | - | 5.23 | - | 2.62 | 0.88 |
PS Ratio | 4.32 | 3.95 | 2.05 | 2.12 | 3.21 | 1.68 |