Bank of Ireland Group Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	23,102	32,550	31,969	36,995	31,519
Securities and Investments	21,362	9,771	9,683	8,726	15,465
Short-Term Interbank Lending and Reverse Repurchase Agreements	1,656	1,738	1,907	3,044	2,750
Trading Assets	28,495	27,651	25,318	23,691	21,669
Gross Loans	82,478	82,538	79,729	71,961	76,422
Net Loans	82,478	82,538	79,729	71,961	76,422
Net Property, Plant & Equipment	815	811	800	802	820
Other Intangible Assets	1,594	1,500	1,408	1,276	852
Long-Term Investments	248	213	187	165	116
Other Non-Earning Assets	5,051	5,059	4,720	4,029	5,655
Total Assets	164,801	161,831	155,721	150,689	155,268
Total Deposits	107,542	103,349	100,385	99,200	92,774
Short-Term Interbank Borrowing and Repurchase Agreements	1,371	1,805	3,095	3,445	12,946
Trading Liabilities	2,364	3,675	4,490	6,526	2,185
Accounts Payable	320	218	322	232	207
Long-Term Debt	9,654	10,996	10,285	9,430	10,464
Other Liabilities	30,707	29,067	24,845	20,334	25,354
Total Liabilities	151,958	149,110	143,422	139,167	143,930
Common Stock	1,621	1,621	1,621	1,070	1,079
Treasury Stock	-	-	-	-10	-20
Additional Paid-in Capital	571	571	571	456	456
Accumulated Other Comprehensive Income	821	908	743	-257	-53
Retained Earnings	8,630	8,552	8,387	9,230	8,842
Total Common Shareholders' Equity	11,643	11,652	11,322	10,489	10,304
Minority Interest	1,200	1,069	977	1,033	1,034
Shareholders' Equity	12,843	12,721	12,299	11,522	11,338
Total Liabilities & Equity	164,801	161,831	155,721	150,689	155,268
Total Debt	9,654	10,996	10,285	9,430	10,464
Net Cash (Debt)	-9,654	-10,996	-10,285	-9,430	-10,464
Net Cash Growth	-	-	-	-	-
Net Cash Per Share	-9.94	-10.74	-9.69	-8.80	-9.73
Book Value	11,643	11,652	11,322	10,489	10,304
Book Value Per Share	11.99	11.38	10.67	9.79	9.59
Tangible Book Value	10,049	10,152	9,914	9,213	9,452
Tangible Book Value Per Share	10.35	9.91	9.34	8.60	8.79