Permanent TSB Group Holdings plc (ISE:PTSB)

ISE:PTSB Statistics

Total Valuation

ISE:PTSB has a market cap or net worth of EUR 1.65 billion.

Market Cap	1.65B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, March 5, 2026.

Earnings Date	Mar 5, 2026
Ex-Dividend Date	Apr 9, 2026

Share Statistics

ISE:PTSB has 544.99 million shares outstanding. The number of shares has decreased by -0.09% in one year.

Current Share Class	544.99M
Shares Outstanding	544.99M
Shares Change (YoY)	-0.09%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.00%
Owned by Institutions (%)	18.52%
Float	501.15M

Valuation Ratios

The trailing PE ratio is 23.23 and the forward PE ratio is 13.72. ISE:PTSB's PEG ratio is 0.61.

PE Ratio	23.23
Forward PE	13.72
PS Ratio	2.37
PB Ratio	0.66
P/TBV Ratio	0.74
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.61

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-3.16
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.55%.

Return on Equity (ROE)	4.55%
Return on Assets (ROA)	0.38%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.11%
Revenue Per Employee	215,327
Profits Per Employee	22,029
Employee Count	3,223
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ISE:PTSB has paid 14.00 million in taxes.

Income Tax	14.00M
Effective Tax Rate	10.94%

Stock Price Statistics

The stock price has increased by +90.71% in the last 52 weeks. The beta is 0.52, so ISE:PTSB's price volatility has been lower than the market average.

Beta (5Y)	0.52
52-Week Price Change	+90.71%
50-Day Moving Average	3.08
200-Day Moving Average	2.60
Relative Strength Index (RSI)	47.43
Average Volume (20 Days)	272,692

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ISE:PTSB had revenue of EUR 694.00 million and earned 71.00 million in profits. Earnings per share was 0.13.

Revenue	694.00M
Gross Profit	694.00M
Operating Income	232.00M
Pretax Income	128.00M
Net Income	71.00M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.13

Balance Sheet

The company has 1.69 billion in cash and 2.11 billion in debt, with a net cash position of -414.00 million or -0.76 per share.

Cash & Cash Equivalents	1.69B
Total Debt	2.11B
Net Cash	-414.00M
Net Cash Per Share	-0.76
Equity (Book Value)	2.48B
Book Value Per Share	4.10
Working Capital	-23.86B

Cash Flow

In the last 12 months, operating cash flow was -658.00 million and capital expenditures -9.00 million, giving a free cash flow of -667.00 million.

Operating Cash Flow	-658.00M
Capital Expenditures	-9.00M
Depreciation & Amortization	n/a
Net Borrowing	93.00M
Free Cash Flow	-667.00M
FCF Per Share	-1.22

Margins

Gross Margin	n/a
Operating Margin	33.43%
Pretax Margin	18.44%
Profit Margin	16.43%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.02, which amounts to a dividend yield of 0.61%.

Dividend Per Share	0.02
Dividend Yield	0.61%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	14
Payout Ratio	37.72%
Buyback Yield	0.09%
Shareholder Yield	0.68%
Earnings Yield	4.31%
FCF Yield	-40.53%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 13, 2015. It was a reverse split with a ratio of 0.01.

Last Split Date	Apr 13, 2015
Split Type	Reverse
Split Ratio	0.01

Scores

Altman Z-Score	n/a
Piotroski F-Score	2