Permanent TSB Group Holdings plc (ISE:PTSB)
Ireland · Delayed Price · Currency is EUR 2.950
+0.030 (1.03%)
Jul 31, 2026, 9:34 AM GMT
ISE:PTSB Cash Flow Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 166 | 128 | 159 | 79 | 267 | -21 |
Depreciation & Amortization | 82 | 84 | 91 | 67 | 52 | 47 |
Provision for Credit Losses | - | -39 | -32 | 45 | -1 | -20 |
Other Adjustments | 216 | 216 | 262 | 203 | -280 | 66 |
Changes in Trading Assets | 28 | 26 | -13 | -15 | 1 | 4 |
Changes in Accrued Interest and Accounts Receivable | 93 | -99 | 13 | 131 | -5 | -131 |
Changes in Trading Liabilities | -5 | 1 | -1 | - | 1 | - |
Changes in Accounts Payable | 75 | -4 | -316 | -251 | 257 | 348 |
Changes in Accrued Expenses | 5 | 19 | -27 | -22 | 35 | 41 |
Changes in Other Operating Activities | -780 | 301 | 1,146 | 1,536 | 3,031 | 385 |
Operating Cash Flow | -74 | 633 | 1,282 | 1,773 | 3,358 | 719 |
Operating Cash Flow Growth | - | -50.62% | -27.69% | -47.20% | 367.04% | -69.42% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Securities and Investments | -408 | -990 | -1,042 | -99 | -721 | 49 |
Cash Acquisitions | - | - | - | -41 | -4,816 | - |
Capital Expenditures | -10 | -9 | -15 | -24 | -31 | -13 |
Purchases of Intangible Assets | -30 | -31 | -26 | -37 | -30 | -11 |
Sale of Property, Plant & Equipment | - | 4 | - | - | - | - |
Other Investing Activities | -12 | -2 | -3 | -1,572 | -11 | 1 |
Investing Cash Flow | -452 | -1,028 | -1,086 | -1,773 | -5,609 | 26 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 298 | - | - | - | 252 |
Long-Term Debt Repaid | -250 | -199 | - | - | - | - |
Net Long-Term Debt Issued (Repaid) | -250 | 99 | - | - | - | 252 |
Repurchase of Common Stock | - | - | -2 | - | - | - |
Net Common Stock Issued (Repurchased) | - | - | -2 | - | - | - |
Issuance of Preferred Stock | - | - | - | - | 245 | - |
Repurchase of Preferred Stock | - | -125 | - | - | - | -125 |
Net Preferred Stock Issued (Repurchased) | - | -125 | - | - | 245 | -125 |
Preferred Share Dividends Paid | -39 | -43 | -43 | -43 | -10 | -21 |
Other Financing Activities | -10 | -14 | -16 | -16 | -14 | -3 |
Financing Cash Flow | -136 | -83 | -61 | -59 | 221 | 103 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -662 | -478 | 135 | -59 | -2,030 | 848 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -84 | 624 | 1,267 | 1,749 | 3,327 | 706 |
Free Cash Flow Growth | - | -50.75% | -27.56% | -47.43% | 371.25% | -69.84% |
FCF Margin | -11.83% | 89.91% | 180.48% | 285.78% | 433.20% | 195.03% |
Free Cash Flow Per Share | -0.15 | 1.14 | 2.32 | 3.21 | 7.10 | 1.55 |