ISE:PTSB Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	114	162	68	223	-20
Depreciation & Amortization	27	29	27	21	21
Other Amortization	57	62	40	31	26
Gain (Loss) on Sale of Investments	-3	-	-	-	4
Total Asset Writedown	-	-	-	-1	-
Provision for Credit Losses	-39	-32	45	-1	-20
Change in Trading Asset Securities	26	-13	-15	1	4
Change in Other Net Operating Assets	-1,079	150	568	435	-712
Other Operating Activities	239	230	156	-242	36
Operating Cash Flow	-658	588	889	467	-661
Operating Cash Flow Growth	-	-33.86%	90.36%	-	-
Capital Expenditures	-9	-15	-24	-31	-13
Sale of Property, Plant and Equipment	4	-	-	-	-
Cash Acquisitions	-	-	-41	-4,816	-
Investment in Securities	-992	-1,045	-76	-732	47
Divestitures	-	-	-	-	3
Purchase / Sale of Intangibles	-31	-26	-37	-30	-11
Other Investing Activities	-	-	-1,595	-	-
Investing Cash Flow	-1,028	-1,086	-1,773	-5,609	26
Long-Term Debt Issued	298	-	-	-	252
Long-Term Debt Repaid	-205	-7	-7	-6	-3
Net Debt Issued (Repaid)	93	-7	-7	-6	249
Issuance of Common Stock	-	-	-	245	-
Repurchase of Common Stock	-125	-2	-	-	-125
Common Dividends Paid	-43	-43	-43	-10	-21
Net Increase (Decrease) in Deposit Accounts	1,291	694	884	2,891	1,380
Other Financing Activities	-8	-9	-9	-8	-
Financing Cash Flow	1,208	633	825	3,112	1,483
Net Cash Flow	-478	135	-59	-2,030	848
Free Cash Flow	-667	573	865	436	-674
Free Cash Flow Growth	-	-33.76%	98.39%	-	-
Free Cash Flow Margin	-96.11%	81.62%	141.34%	107.39%	-186.19%
Free Cash Flow Per Share	-1.22	1.05	1.58	0.93	-1.48
Cash Interest Paid	297	252	9	8	0
Cash Income Tax Paid	2	4	7	1	1