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Permanent TSB Group Holdings plc (ISE:PTSB)
Ireland flag Ireland · Delayed Price · Currency is EUR
2.940
+0.020 (0.68%)
Jul 31, 2026, 8:12 AM GMT

ISE:PTSB Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
710694702612768362
Revenue Growth
2.31%-1.14%14.71%-20.31%112.16%64.55%
Net Income
1027111925213-20
Earnings Per Share
0.190.130.220.040.45-0.09
EPS Growth
43.85%-40.09%382.22%-90.09%--

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
76100951119877
Total Debt
1,9912,0701,9881,769910776
Net Cash (Debt)
-1,991-2,070-1,988-1,769-910-776
Net Cash Growth
------
Net Cash Per Share
-3.65-3.80-3.64-3.24-1.94-1.71

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-746331,2821,7733,358719
Capital Expenditures
-10-9-15-24-31-13
Free Cash Flow
-846241,2671,7493,327706
Free Cash Flow Growth
--50.75%-27.56%-47.43%371.25%-69.84%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
23.38%18.44%22.65%12.91%34.77%-5.80%
Profit Margin
19.86%16.43%23.08%11.11%29.04%-5.52%
FCF Margin
-11.83%89.91%180.48%285.78%433.20%195.03%

Dividends
Chart
Fiscal YearCurrentFY 2025
Period EndingJul '26 Dec '25
Dividend Per Share
0.0180.018
Dividend Per Share Growth
0%-
Dividend Yield
0.63%0.00%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.6222.006.6437.783.99-
Forward PE
11.8018.128.899.368.0046.92
P/FCF Ratio
-2.500.620.530.301.03
PS Ratio
2.242.251.121.521.292.01