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Permanent TSB Group Holdings plc (ISE:PTSB)
Ireland flag Ireland · Delayed Price · Currency is EUR
2.940
+0.010 (0.34%)
Aug 20, 2026, 4:30 PM GMT

ISE:PTSB Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
710694702612406362
Revenue Growth
2.31%-1.14%14.71%50.74%12.16%64.55%
Net Income
1027111925213-41
Earnings Per Share
0.190.130.220.040.45-0.09
EPS Growth
43.85%-40.09%382.23%-90.09%--

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,5201,6922,1811,9811,8133,922
Total Debt
2,0252,1062,0231,805961807
Net Cash (Debt)
-505-4141581768523,115
Net Cash Growth
---10.23%-79.34%-72.65%41.33%
Net Cash Per Share
-0.93-0.760.290.321.826.85

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-434-658588889467-661
Capital Expenditures
-10-9-15-24-31-13
Free Cash Flow
-444-667573865436-674
Free Cash Flow Growth
---33.76%98.39%--

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
14.37%10.23%16.95%4.08%52.46%-11.33%
FCF Margin
-62.53%-96.11%81.62%141.34%107.39%-186.19%

Dividends
Chart
Fiscal YearCurrentFY 2025
Period EndingAug '26 Dec '25
Dividend Per Share
0.0180.018
Dividend Per Share Growth
0%-
Dividend Yield
0.63%0.65%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.6721.956.6037.103.86-
Forward PE
11.8418.128.899.368.0046.92
P/FCF Ratio
--1.371.071.89-
PS Ratio
2.252.251.121.522.032.01