ISE:PTSB Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,661	2,116	1,945	1,813	3,921
Investment Securities	5,400	4,363	3,277	3,220	2,522
Trading Asset Securities	24	59	36	-	1
Total Investments	5,424	4,422	3,313	3,220	2,523
Gross Loans	22,613	21,815	21,997	20,114	14,860
Allowance for Loan Losses	-320	-392	-570	-521	-604
Net Loans	22,293	21,423	21,427	19,593	14,256
Property, Plant & Equipment	189	183	205	204	190
Other Intangible Assets	263	213	187	160	122
Other Receivables	-	2	57	1	310
Restricted Cash	158	181	217	408	330
Other Current Assets	169	68	81	207	205
Long-Term Deferred Tax Assets	304	316	309	309	350
Other Real Estate Owned & Foreclosed	4	7	11	18	28
Other Long-Term Assets	-	1	3	-	-
Total Assets	30,465	28,932	27,755	25,933	22,235
Accrued Expenses	96	91	112	90	87
Interest Bearing Deposits	8,442	7,518	5,584	4,490	4,675
Non-Interest Bearing Deposits	17,261	16,707	17,780	17,854	14,761
Total Deposits	25,703	24,225	23,364	22,344	19,436
Short-Term Borrowings	4	-	1	13	-
Current Portion of Long-Term Debt	57	59	57	13	5
Current Portion of Leases	6	6	6	6	5
Current Income Taxes Payable	-	-	1	1	1
Other Current Liabilities	15	15	14	111	79
Long-Term Debt	2,013	1,929	1,712	897	771
Long-Term Leases	26	29	29	32	26
Other Long-Term Liabilities	64	46	40	28	36
Total Liabilities	27,984	26,400	25,336	23,535	20,446
Common Stock	272	272	273	273	227
Additional Paid-In Capital	804	804	804	804	333
Retained Earnings	1,978	1,901	1,784	1,744	1,893
Comprehensive Income & Other	-573	-445	-442	-423	-664
Shareholders' Equity	2,481	2,532	2,419	2,398	1,789
Total Liabilities & Equity	30,465	28,932	27,755	25,933	22,235
Total Debt	2,106	2,023	1,805	961	807
Net Cash (Debt)	-414	158	176	852	3,115
Net Cash Growth	-	-10.23%	-79.34%	-72.65%	41.33%
Net Cash Per Share	-0.76	0.29	0.32	1.82	6.85
Filing Date Shares Outstanding	544.99	544.99	545.58	545.58	454.69
Total Common Shares Outstanding	544.99	544.99	545.58	545.58	454.69
Book Value Per Share	4.10	3.97	3.76	3.72	3.66
Tangible Book Value	2,218	2,319	2,232	2,238	1,667
Tangible Book Value Per Share	3.62	3.58	3.42	3.43	3.40