Garanti Faktoring A.S. (IST:GARFA)

Garanti Faktoring A.S. Balance Sheet

Financials in millions TRY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	597.02	165.02	245.36	109.08	152.94	12.41
Trading Asset Securities	0.05	0.04	0.03	0.02	0.02	41.59
Loans & Lease Receivables	27,644	12,948	11,464	9,456	4,146	2,789
Other Receivables	-	54.05	49.23	17.75	8.43	5.18
Property, Plant & Equipment	39.65	2.75	4.63	5.48	6.92	5.05
Other Intangible Assets	135.48	80.53	29.13	10.98	11.06	11.24
Other Current Assets	-	8.05	8.9	1.87	1.36	4.09
Long-Term Deferred Tax Assets	41.7	41.36	21.81	67.81	28.59	43.66
Other Long-Term Assets	146.11	0.37	0.14	0.63	0.4	0.49
Total Assets	28,604	13,300	11,823	9,670	4,356	2,913
Accrued Expenses	-	82.01	63.73	28.66	16.28	10.58
Short-Term Debt	1,001	10.24	2,096	526.6	601.97	585.56
Current Portion of Long-Term Debt	-	9,736	7,741	8,033	3,350	2,088
Current Portion of Leases	-	0.47	4.37	3.3	3	2.41
Long-Term Debt	22,321	-	49.51	270.37	-	-
Long-Term Leases	35.24	2.26	0.69	2.5	3.8	2.46
Long-Term Unearned Revenue	-	0.1	1.78	6.43	0.64	1.56
Current Income Taxes Payable	260.65	166.86	26.45	61.72	17.18	-
Other Current Liabilities	-	0.43	0.93	0.67	0.06	0.38
Other Long-Term Liabilities	158.8	129.68	104.2	44.56	17.92	8.33
Total Liabilities	23,848	10,128	10,089	8,978	4,011	2,699
Common Stock	397.5	397.5	79.5	79.5	79.5	79.5
Retained Earnings	4,367	2,783	1,663	617.94	267.2	135.26
Comprehensive Income & Other	-8.14	-8.14	-8.44	-5.36	-1.59	-1.17
Shareholders' Equity	4,756	3,172	1,734	692.07	345.11	213.59
Total Liabilities & Equity	28,604	13,300	11,823	9,670	4,356	2,913
Total Debt	23,357	9,749	9,892	8,836	3,959	2,678
Net Cash (Debt)	-22,760	-9,584	-9,647	-8,727	-3,806	-2,624
Net Cash Per Share	-	-24.11	-24.27	-21.95	-9.57	-6.60
Filing Date Shares Outstanding	-	397.5	397.5	397.5	397.5	397.5
Total Common Shares Outstanding	-	397.5	397.5	397.5	397.5	397.5
Working Capital	26,979	3,180	1,835	931.02	320.49	165.5
Book Value Per Share	-	7.98	4.36	1.74	0.87	0.54
Tangible Book Value	4,621	3,092	1,705	681.1	334.05	202.35
Tangible Book Value Per Share	-	7.78	4.29	1.71	0.84	0.51

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.