Garanti Faktoring A.S. (IST:GARFA)

Turkey · Delayed Price · Currency is TRY

22.78

-0.64 (-2.73%)

Nov 10, 2026, 4:44 PM GMT+3

Garanti Faktoring A.S. Cash Flow Statement

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	2,961	2,130	1,438	1,045	350.74	131.94
Depreciation & Amortization	17.86	13.4	4.76	3.52	2.64	2.82
Other Amortization	46.12	30.08	13.13	4.68	6.68	7.04
Change in Other Net Operating Assets	-3,101	-2,521	208.01	-3,218	-673.85	-83.81
Other Operating Activities	930.06	751.86	416.47	724.2	429.73	141.18
Operating Cash Flow	853.98	404.42	2,080	-1,441	115.94	199.16
Operating Cash Flow Growth	-	-80.56%	-	-	-41.78%	-

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Capital Expenditures	-0.05	-8.17	-0.23	-0.01	-0.01	-0.05
Sale of Property, Plant & Equipment	-	-	-	0.02	0.08	0.02
Sale (Purchase) of Intangibles	-137.2	-102.29	-64.53	-22.83	-6.6	-6.85
Investing Cash Flow	-137.25	-110.45	-64.76	-22.82	-6.53	-6.89

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Long-Term Debt Issued	-	1,087	3,096	2,597	2,421	1,901
Long-Term Debt Repaid	-	-1,360	-5,139	-1,123	-2,608	-1,999
Lease Payments	-24.54	-18.22	-6.21	-4.35	-3.26	-3.94
Net Debt Issued (Repaid)	-604.32	-273.15	-2,043	1,473	-186.58	-98
Financing Cash Flow	-604.32	-273.15	-2,043	1,473	-186.58	-98

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Foreign Exchange Rate Adjustments	15.63	12.21	5.56	19.23	9.3	8.49
Net Cash Flow	128.04	33.02	-21.6	29.29	-67.86	102.76

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	853.92	396.25	2,080	-1,441	115.93	199.1
Free Cash Flow Growth	-	-80.95%	-	-	-41.77%	-
Free Cash Flow Margin	18.40%	11.56%	89.79%	-81.32%	20.70%	110.86%
Free Cash Flow Per Share	2.15	1.00	5.23	-3.62	0.29	0.50
Free Cash Flow After Leases	829.38	378.03	2,074	-1,445	112.68	195.16

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash Interest Paid	10,209	6,336	3,115	1,861	474.09	314.43
Cash Income Tax Paid	1,122	855.98	458.54	372.33	90.09	2.74