Garanti Faktoring A.S. Cash Flow Statement

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	2,403	2,130	1,438	1,045	350.74	131.94
Depreciation & Amortization	16.12	13.4	4.76	3.52	2.64	2.82
Other Amortization	40.38	30.08	13.13	4.68	6.68	7.04
Change in Other Net Operating Assets	-3,163	-2,521	208.01	-3,218	-673.85	-83.81
Other Operating Activities	896.28	751.86	416.47	724.2	429.73	141.18
Operating Cash Flow	192.5	404.42	2,080	-1,441	115.94	199.16
Operating Cash Flow Growth	-93.01%	-80.56%	-	-	-41.78%	-
Capital Expenditures	-7.96	-8.17	-0.23	-0.01	-0.01	-0.05
Sale of Property, Plant & Equipment	-	-	-	0.02	0.08	0.02
Sale (Purchase) of Intangibles	-95.21	-102.29	-64.53	-22.83	-6.6	-6.85
Investing Cash Flow	-103.16	-110.45	-64.76	-22.82	-6.53	-6.89
Long-Term Debt Issued	-	1,087	3,096	2,597	2,421	1,901
Long-Term Debt Repaid	-	-1,360	-5,139	-1,123	-2,608	-1,999
Net Debt Issued (Repaid)	-88.35	-273.15	-2,043	1,473	-186.58	-98
Financing Cash Flow	-88.35	-273.15	-2,043	1,473	-186.58	-98
Foreign Exchange Rate Adjustments	8.73	12.21	5.56	19.23	9.3	8.49
Net Cash Flow	9.72	33.02	-21.6	29.29	-67.86	102.76
Free Cash Flow	184.54	396.25	2,080	-1,441	115.93	199.1
Free Cash Flow Growth	-93.30%	-80.95%	-	-	-41.77%	-
Free Cash Flow Margin	4.86%	11.56%	89.79%	-81.32%	20.70%	110.86%
Free Cash Flow Per Share	0.46	1.00	5.23	-3.62	0.29	0.50
Cash Interest Paid	7,563	6,336	3,115	1,861	474.09	314.43
Cash Income Tax Paid	1,100	855.98	458.54	372.33	90.09	2.74

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.