Garanti Faktoring A.S. (IST:GARFA)

Garanti Faktoring A.S. Statistics

Total Valuation

IST:GARFA has a market cap or net worth of TRY 11.89 billion.

Market Cap	11.89B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Monday, July 27, 2026.

Earnings Date	Jul 27, 2026
Ex-Dividend Date	n/a

Share Statistics

IST:GARFA has 397.50 million shares outstanding.

Current Share Class	197.29M
Shares Outstanding	397.50M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	9.78%
Float	n/a

Valuation Ratios

The trailing PE ratio is 4.95.

PE Ratio	4.95
Forward PE	n/a
PS Ratio	3.13
PB Ratio	1.99
P/TBV Ratio	2.04
P/FCF Ratio	64.40
P/OCF Ratio	61.74
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.18, with a Debt / Equity ratio of 5.76.

Current Ratio	1.18
Quick Ratio	1.18
Debt / Equity	5.76
Debt / EBITDA	n/a
Debt / FCF	186.68
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 50.23% and return on invested capital (ROIC) is 6.04%.

Return on Equity (ROE)	50.23%
Return on Assets (ROA)	7.88%
Return on Invested Capital (ROIC)	6.04%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.18%
Revenue Per Employee	31.10M
Profits Per Employee	19.70M
Employee Count	122
Asset Turnover	0.12
Inventory Turnover	n/a

Taxes

In the past 12 months, IST:GARFA has paid 1.00 billion in taxes.

Income Tax	1.00B
Effective Tax Rate	29.42%

Stock Price Statistics

The stock price has increased by +19.70% in the last 52 weeks. The beta is 0.06, so IST:GARFA's price volatility has been lower than the market average.

Beta (5Y)	0.06
52-Week Price Change	+19.70%
50-Day Moving Average	28.42
200-Day Moving Average	27.43
Relative Strength Index (RSI)	50.06
Average Volume (20 Days)	2,397,633

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, IST:GARFA had revenue of TRY 3.79 billion and earned 2.40 billion in profits. Earnings per share was 6.05.

Revenue	3.79B
Gross Profit	3.47B
Operating Income	3.14B
Pretax Income	3.40B
Net Income	2.40B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	6.05

Balance Sheet

The company has 1.44 billion in cash and 34.45 billion in debt, with a net cash position of -33.01 billion or -83.04 per share.

Cash & Cash Equivalents	1.44B
Total Debt	34.45B
Net Cash	-33.01B
Net Cash Per Share	-83.04
Equity (Book Value)	5.99B
Book Value Per Share	15.06
Working Capital	6.34B

Cash Flow

In the last 12 months, operating cash flow was 192.50 million and capital expenditures -7.96 million, giving a free cash flow of 184.54 million.

Operating Cash Flow	192.50M
Capital Expenditures	-7.96M
Depreciation & Amortization	16.12M
Net Borrowing	-88.35M
Free Cash Flow	184.54M
FCF Per Share	0.46

Margins

Gross margin is 91.43%, with operating and profit margins of 82.87% and 63.34%.

Gross Margin	91.43%
Operating Margin	82.87%
Pretax Margin	89.74%
Profit Margin	63.34%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	4.86%

Dividends & Yields

IST:GARFA does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	20.22%
FCF Yield	1.55%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 14, 2024. It was a forward split with a ratio of 5.

Last Split Date	May 14, 2024
Split Type	Forward
Split Ratio	5

Scores

Altman Z-Score	n/a
Piotroski F-Score	3