Garanti Faktoring A.S. (IST:GARFA)

Garanti Faktoring A.S. Cash Flow Statement

Financials in millions TRY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	358.06	1,438	1,045	350.74	131.94	50.15
Depreciation & Amortization	-3.75	4.76	3.52	2.64	2.82	3.08
Other Amortization	9.56	13.13	4.68	6.68	7.04	6.19
Change in Other Net Operating Assets	-2,978	208.01	-3,218	-673.85	-83.81	-635.46
Other Operating Activities	2,288	416.47	724.2	429.73	141.18	46.27
Operating Cash Flow	-325.9	2,080	-1,441	115.94	199.16	-529.77
Operating Cash Flow Growth	-	-	-	-41.78%	-	-
Capital Expenditures	-8.13	-0.23	-0.01	-0.01	-0.05	-0.22
Sale of Property, Plant & Equipment	-0.21	-	0.02	0.08	0.02	0.05
Sale (Purchase) of Intangibles	-20.87	-64.53	-22.83	-6.6	-6.85	-8.01
Investment in Securities	-	-	-	-	-	-39.66
Other Investing Activities	-75.62	-	-	-	-	-
Investing Cash Flow	-104.83	-64.76	-22.82	-6.53	-6.89	-47.84
Long-Term Debt Issued	-	3,096	2,597	2,421	1,901	811.32
Long-Term Debt Repaid	-	-5,139	-1,123	-2,608	-1,999	-237.57
Net Debt Issued (Repaid)	417.39	-2,043	1,473	-186.58	-98	573.75
Financing Cash Flow	417.39	-2,043	1,473	-186.58	-98	573.75
Foreign Exchange Rate Adjustments	6.75	5.56	19.23	9.3	8.49	3.87
Net Cash Flow	-6.59	-21.6	29.29	-67.86	102.76	0
Free Cash Flow	-334.03	2,080	-1,441	115.93	199.1	-529.99
Free Cash Flow Growth	-	-	-	-41.77%	-	-
Free Cash Flow Margin	-10.56%	89.79%	-81.32%	20.70%	110.86%	-2277.65%
Free Cash Flow Per Share	-	5.23	-3.62	0.29	0.50	-1.33
Cash Interest Paid	652.03	3,115	1,861	474.09	314.43	181.13
Cash Income Tax Paid	165.6	458.54	372.33	90.09	2.74	3.42

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.