Garanti Faktoring A.S. Ratios and Metrics

Market cap in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	11,376	11,043	8,109	6,110	2,132	1,089
Market Cap Growth	42.96%	36.18%	32.73%	186.54%	95.77%	23.09%
PE Ratio	5.34	5.18	5.64	5.85	6.08	8.26
PS Ratio	3.32	3.22	3.50	3.45	3.81	6.07
PB Ratio	2.15	2.08	2.56	3.52	3.08	3.16
P/FCF Ratio	28.71	27.87	3.90	-	18.39	5.47
P/OCF Ratio	28.13	27.31	3.90	-	18.39	5.47
Debt / Equity Ratio	5.22	5.22	3.07	5.70	12.77	11.47
Debt / FCF Ratio	69.90	69.90	4.69	-	76.22	19.88
Quick Ratio	1.18	1.18	1.32	1.18	1.11	1.08
Current Ratio	1.19	1.19	1.32	1.19	1.11	1.08
Asset Turnover	0.15	0.15	0.18	0.17	0.08	0.05
Return on Equity (ROE)	50.26%	50.26%	58.62%	86.15%	67.63%	47.23%
Return on Assets (ROA)	9.10%	9.10%	11.45%	9.72%	5.00%	3.63%
Return on Invested Capital (ROIC)	6.51%	8.66%	11.16%	8.79%	4.75%	2.87%
Earnings Yield	18.72%	19.29%	17.73%	17.11%	16.45%	12.11%
FCF Yield	3.48%	3.59%	25.65%	-23.58%	5.44%	18.28%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.