Garanti Faktoring A.S. Ratios and Metrics

Market cap in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	10,510	11,043	8,109	6,110	2,132	1,089
Market Cap Growth	41.77%	36.18%	32.73%	186.54%	95.77%	23.09%
PE Ratio	4.93	5.18	5.64	5.85	6.08	8.26
PS Ratio	3.07	3.22	3.50	3.45	3.81	6.07
PB Ratio	1.98	2.08	2.56	3.52	3.08	3.16
P/FCF Ratio	26.52	27.87	3.90	-	18.39	5.47
P/OCF Ratio	25.99	27.31	3.90	-	18.39	5.47
Debt / Equity Ratio	5.22	5.22	3.07	5.70	12.77	11.47
Debt / FCF Ratio	69.90	69.90	4.69	-	76.22	19.88
Net Debt / Equity Ratio	5.05	5.05	3.02	5.56	12.61	11.03
Net Debt / FCF Ratio	67.62	67.62	4.61	-6.70	75.28	19.11
Quick Ratio	1.18	1.18	1.32	1.18	1.11	1.08
Current Ratio	1.19	1.19	1.32	1.19	1.11	1.08
Asset Turnover	0.15	0.15	0.18	0.17	0.08	0.05
Return on Equity (ROE)	50.26%	50.26%	58.62%	86.15%	67.63%	47.23%
Return on Assets (ROA)	9.10%	9.10%	11.45%	9.72%	5.00%	3.63%
Return on Invested Capital (ROIC)	6.51%	8.66%	11.16%	8.79%	4.75%	2.87%
Earnings Yield	20.27%	19.29%	17.73%	17.11%	16.45%	12.11%
FCF Yield	3.77%	3.59%	25.65%	-23.58%	5.44%	18.28%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.