Garanti Faktoring A.S. (IST:GARFA)

Garanti Faktoring A.S. Statistics

Total Valuation

IST:GARFA has a market cap or net worth of TRY 11.38 billion.

Market Cap	11.38B
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, January 26, 2026.

Earnings Date	Jan 26, 2026
Ex-Dividend Date	n/a

Share Statistics

IST:GARFA has 397.50 million shares outstanding.

Current Share Class	197.29M
Shares Outstanding	397.50M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	9.78%
Float	n/a

Valuation Ratios

The trailing PE ratio is 5.34.

PE Ratio	5.34
Forward PE	n/a
PS Ratio	3.32
PB Ratio	2.15
P/TBV Ratio	2.21
P/FCF Ratio	28.71
P/OCF Ratio	28.13
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.18, with a Debt / Equity ratio of 5.22.

Current Ratio	1.18
Quick Ratio	1.18
Debt / Equity	5.22
Debt / EBITDA	n/a
Debt / FCF	69.90
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 50.26% and return on invested capital (ROIC) is 6.51%.

Return on Equity (ROE)	50.26%
Return on Assets (ROA)	9.10%
Return on Invested Capital (ROIC)	6.51%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.24%
Revenue Per Employee	28.09M
Profits Per Employee	17.46M
Employee Count	122
Asset Turnover	0.15
Inventory Turnover	n/a

Taxes

In the past 12 months, IST:GARFA has paid 890.02 million in taxes.

Income Tax	890.02M
Effective Tax Rate	29.47%

Stock Price Statistics

The stock price has increased by +54.79% in the last 52 weeks. The beta is -0.00, so IST:GARFA's price volatility has been lower than the market average.

Beta (5Y)	-0.00
52-Week Price Change	+54.79%
50-Day Moving Average	27.44
200-Day Moving Average	26.35
Relative Strength Index (RSI)	48.42
Average Volume (20 Days)	2,077,773

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, IST:GARFA had revenue of TRY 3.43 billion and earned 2.13 billion in profits. Earnings per share was 5.36.

Revenue	3.43B
Gross Profit	3.16B
Operating Income	2.82B
Pretax Income	3.02B
Net Income	2.13B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	5.36

Balance Sheet

The company has 903.14 million in cash and 27.70 billion in debt, with a net cash position of -26.79 billion or -67.41 per share.

Cash & Cash Equivalents	903.14M
Total Debt	27.70B
Net Cash	-26.79B
Net Cash Per Share	-67.41
Equity (Book Value)	5.30B
Book Value Per Share	13.34
Working Capital	5.19B

Cash Flow

In the last 12 months, operating cash flow was 404.42 million and capital expenditures -8.17 million, giving a free cash flow of 396.25 million.

Operating Cash Flow	404.42M
Capital Expenditures	-8.17M
Free Cash Flow	396.25M
FCF Per Share	1.00

Margins

Gross margin is 92.09%, with operating and profit margins of 82.28% and 62.15%.

Gross Margin	92.09%
Operating Margin	82.28%
Pretax Margin	88.12%
Profit Margin	62.15%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	11.56%

Dividends & Yields

IST:GARFA does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	18.72%
FCF Yield	3.48%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 14, 2024. It was a forward split with a ratio of 5.

Last Split Date	May 14, 2024
Split Type	Forward
Split Ratio	5

Scores

Altman Z-Score	n/a
Piotroski F-Score	3