IST:TSKB Income Statement

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	23,398	22,816	18,308	11,911	5,500	3,282
Interest Income on Investments	17,384	14,409	12,061	6,894	4,894	1,402
Total Interest Income	40,782	37,225	30,369	18,805	10,394	4,683
Interest Paid on Borrowings	22,077	19,282	14,477	8,064	3,504	1,777
Total Interest Expense	22,077	19,282	14,477	8,064	3,504	1,777
Net Interest Income	18,705	17,943	15,892	10,741	6,890	2,907
Net Interest Income Growth	16.93%	12.91%	47.96%	55.88%	137.06%	42.95%
Income From Trading Activities	-8,190	-11,760	-1,314	1,935	2,570	2,000
Gain (Loss) on Sale of Assets	13.34	13.34	0.54	1.61	0.21	0.78
Other Non-Interest Income	12,188	16,539	2,461	1,564	-730.18	-971.88
Total Non-Interest Income	4,011	4,792	1,147	3,500	1,840	1,029
Non-Interest Income Growth	-13.45%	317.80%	-67.23%	90.17%	78.88%	317.11%
Revenues Before Loan Losses	22,716	22,735	17,039	14,241	8,731	3,935
Provision for Loan Losses	4,063	4,324	558.87	3,219	2,582	1,794
Revenue	18,654	18,412	16,480	11,021	6,149	2,142
Revenue Growth	-4.64%	11.72%	49.53%	79.25%	187.11%	68.86%
Salaries and Employee Benefits	3,864	3,107	1,921	914.62	436.07	219.2
Selling, General & Administrative	74.3	66.3	42.61	24.81	12.46	6.41
Other Non-Interest Expense	1,535	1,636	1,660	1,589	960.81	556.78
Total Non-Interest Expense	4,236	3,342	2,581	1,532	922.38	653.38
EBT Excluding Unusual Items	14,417	15,069	13,899	9,490	5,226	1,488
Pretax Income	14,417	15,069	13,899	9,490	5,226	1,488
Income Tax Expense	3,600	3,642	3,542	2,340	1,121	390.89
Earnings From Continuing Operations	10,817	11,427	10,357	7,150	4,106	1,097
Minority Interest in Earnings	-139.43	-103.43	-134.77	-184.88	-125.33	-16.2
Net Income	10,678	11,324	10,222	6,965	3,980	1,081
Net Income to Common	10,678	11,324	10,222	6,965	3,980	1,081
Net Income Growth	-13.36%	10.78%	46.76%	74.98%	268.18%	51.78%
Basic Shares Outstanding	2,779	2,800	2,800	2,799	2,799	2,801
Diluted Shares Outstanding	2,779	2,800	2,800	2,799	2,799	2,801
Shares Change	-0.76%	0.01%	0.01%	0.01%	-0.06%	-0.13%
EPS (Basic)	3.84	4.04	3.65	2.49	1.42	0.39
EPS (Diluted)	3.84	4.04	3.65	2.49	1.42	0.39
EPS Growth	-12.70%	10.76%	46.74%	74.97%	268.39%	51.97%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.536	0.536	-	-	-	-
Dividend Growth	-	-	-	-	-	-
Effective Tax Rate	24.97%	24.17%	25.49%	24.65%	21.44%	26.27%