IST:YKBNK Balance Sheet

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	423,365	321,948	239,782	135,571	107,485
Investment Securities	616,192	501,534	405,423	222,474	129,742
Trading Asset Securities	21,367	19,698	23,860	21,054	22,637
Total Investments	637,558	521,232	429,283	243,528	152,379
Gross Loans	2,005,061	1,377,569	1,000,664	665,537	446,942
Allowance for Loan Losses	-71,271	-48,878	-42,047	-37,430	-30,704
Other Adjustments to Gross Loans	-11,368	-8,702	-7,859	-4,319	-2,580
Net Loans	1,922,422	1,319,989	950,758	623,788	413,658
Property, Plant & Equipment	44,447	30,933	18,876	10,110	4,974
Goodwill	-	-	-	-	979.49
Other Intangible Assets	5,513	3,403	2,037	1,360	1,142
Other Receivables	4,205	4,228	-	42.52	1.58
Restricted Cash	224,332	156,980	95,087	59,006	48,136
Other Current Assets	2,330	619.31	1,075	1,086	1,355
Long-Term Deferred Tax Assets	554.27	13,187	9,144	5,409	3,820
Other Long-Term Assets	258,204	181,362	117,333	104,367	46,890
Total Assets	3,522,932	2,553,881	1,863,373	1,184,267	780,821
Accrued Expenses	1,854	1,027	769.04	445.34	191.83
Interest Bearing Deposits	1,679,404	1,254,163	1,037,826	672,855	397,714
Non-Interest Bearing Deposits	279,739	120,094	71,060	32,641	22,214
Total Deposits	1,959,143	1,374,257	1,108,886	705,495	419,928
Short-Term Borrowings	47,656	80,604	73,348	58,196	41,849
Current Portion of Long-Term Debt	656,257	516,561	114,806	40,295	-
Current Portion of Leases	1,761	1,340	780.13	451.89	307.28
Current Income Taxes Payable	15,562	9,690	8,039	5,942	3,208
Other Current Liabilities	366.2	257.64	195.12	110	65.86
Long-Term Debt	251,674	128,243	181,816	138,629	186,315
Long-Term Leases	5,791	4,060	2,621	1,524	1,040
Pension & Post-Retirement Benefits	13,354	12,991	10,028	2,945	1,813
Long-Term Deferred Tax Liabilities	4,056	6.81	14.04	22.74	14.82
Other Long-Term Liabilities	309,842	232,029	183,190	103,949	62,600
Total Liabilities	3,267,315	2,361,067	1,684,492	1,058,005	717,332
Common Stock	8,447	8,447	8,447	8,447	8,447
Additional Paid-In Capital	556.94	556.94	556.94	556.94	556.94
Retained Earnings	220,837	174,190	155,402	95,341	44,595
Comprehensive Income & Other	25,769	9,615	14,472	21,915	9,890
Total Common Equity	255,610	192,809	178,878	126,260	63,488
Minority Interest	7.24	4.67	2.67	1.54	1.02
Shareholders' Equity	255,617	192,814	178,881	126,262	63,489
Total Liabilities & Equity	3,522,932	2,553,881	1,863,373	1,184,267	780,821
Total Debt	963,138	730,808	373,371	239,095	229,510
Net Cash (Debt)	-471,538	-341,113	-99,341	-81,643	-87,394
Net Cash Per Share	-55.82	-40.38	-11.76	-9.67	-10.35
Filing Date Shares Outstanding	8,447	8,447	8,447	8,447	8,447
Total Common Shares Outstanding	8,447	8,447	8,447	8,447	8,447
Book Value Per Share	30.26	22.83	21.18	14.95	7.52
Tangible Book Value	250,096	189,406	176,842	124,900	61,367
Tangible Book Value Per Share	29.61	22.42	20.94	14.79	7.26

Source: S&P Global Market Intelligence. Banks template. Financial Sources.