Yapi ve Kredi Bankasi A.S. (IST:YKBNK)

IST:YKBNK Balance Sheet

Financials in millions TRY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	455,455	383,284	251,762	135,571	107,485	53,137
Investment Securities	594,382	501,534	405,423	222,474	129,742	78,405
Trading Asset Securities	24,151	19,698	23,860	21,054	22,637	6,447
Total Investments	618,533	521,232	429,283	243,528	152,379	84,852
Gross Loans	1,844,559	1,377,569	1,000,664	665,537	446,942	319,064
Allowance for Loan Losses	-62,253	-48,878	-42,047	-37,430	-30,704	-24,859
Other Adjustments to Gross Loans	-10,771	-8,702	-7,859	-4,319	-2,580	-1,852
Net Loans	1,771,535	1,319,989	950,758	623,788	413,658	292,353
Property, Plant & Equipment	42,015	30,933	18,876	10,110	4,974	4,554
Goodwill	-	-	-	-	979.49	979.49
Other Intangible Assets	4,908	3,403	2,037	1,360	1,142	1,024
Other Receivables	4,301	4,228	-	42.52	1.58	4.86
Restricted Cash	210,789	95,643	83,106	59,006	48,136	22,559
Other Current Assets	1,276	619.31	1,075	1,086	1,355	724.21
Long-Term Deferred Tax Assets	5,243	13,187	9,144	5,409	3,820	3,702
Other Long-Term Assets	233,505	181,362	117,333	104,367	46,890	22,600
Total Assets	3,347,560	2,553,881	1,863,373	1,184,267	780,821	486,490
Accrued Expenses	1,780	1,027	769.04	445.34	191.83	176.53
Interest Bearing Deposits	1,573,941	1,254,163	1,037,826	672,855	397,714	250,075
Non-Interest Bearing Deposits	221,092	120,094	71,060	32,641	22,214	14,335
Total Deposits	1,795,033	1,374,257	1,108,886	705,495	419,928	264,410
Short-Term Borrowings	102,858	217,984	73,348	58,196	41,849	29,808
Current Portion of Long-Term Debt	667,928	379,181	220,235	40,295	-	-
Current Portion of Leases	1,676	1,340	780.13	451.89	307.28	232.31
Current Income Taxes Payable	14,445	9,690	8,039	5,942	3,208	1,956
Other Current Liabilities	346.78	257.64	195.12	110	65.86	65.16
Long-Term Debt	200,272	128,243	76,387	138,629	186,315	104,854
Long-Term Leases	5,412	4,060	2,621	1,524	1,040	858.11
Pension & Post-Retirement Benefits	12,991	12,991	10,028	2,945	1,813	1,462
Long-Term Deferred Tax Liabilities	19.55	6.81	14.04	22.74	14.82	29.95
Other Long-Term Liabilities	303,504	232,029	183,190	103,949	62,600	35,069
Total Liabilities	3,106,265	2,361,067	1,684,492	1,058,005	717,332	438,921
Common Stock	8,447	8,447	8,447	8,447	8,447	8,447
Additional Paid-In Capital	556.94	556.94	556.94	556.94	556.94	556.94
Retained Earnings	211,557	174,190	155,402	95,341	44,595	34,753
Comprehensive Income & Other	20,728	9,615	14,472	21,915	9,890	3,810
Total Common Equity	241,288	192,809	178,878	126,260	63,488	47,568
Minority Interest	6.42	4.67	2.67	1.54	1.02	0.81
Shareholders' Equity	241,295	192,814	178,881	126,262	63,489	47,568
Total Liabilities & Equity	3,347,560	2,553,881	1,863,373	1,184,267	780,821	486,490
Total Debt	978,146	730,808	373,371	239,095	229,510	135,752
Net Cash (Debt)	-423,018	-279,777	-87,361	-81,643	-87,394	-65,222
Net Cash Per Share	-50.08	-33.12	-10.34	-9.67	-10.35	-7.72
Filing Date Shares Outstanding	8,447	8,447	8,447	8,447	8,447	8,447
Total Common Shares Outstanding	8,447	8,447	8,447	8,447	8,447	8,447
Book Value Per Share	28.56	22.83	21.18	14.95	7.52	5.63
Tangible Book Value	236,380	189,406	176,842	124,900	61,367	45,564
Tangible Book Value Per Share	27.98	22.42	20.94	14.79	7.26	5.39

Source: S&P Global Market Intelligence. Banks template. Financial Sources.