Sagicor Group Jamaica Limited (JMSE:SJ)
Jamaica · Delayed Price · Currency is JMD 42.00
+1.48 (3.65%)
At close: Mar 24, 2026
Sagicor Group Jamaica Income Statement
Financials in millions JMD. Fiscal year is January - December.
Millions JMD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 60,267 | 54,534 | 46,818 | 40,672 | 52,785 |
Total Interest & Dividend Income | 33,552 | 29,611 | 29,525 | 21,214 | 20,755 |
Gain (Loss) on Sale of Investments | 609.6 | 503.49 | 617.23 | 505.76 | 11,985 |
Non-Insurance Activities Revenue | - | - | - | - | 4,419 |
Other Revenue | 20,000 | 18,524 | 17,488 | 21,173 | 16,272 |
| 114,428 | 103,173 | 94,449 | 83,564 | 106,214 | |
Revenue Growth (YoY) | 10.91% | 9.24% | 13.03% | -21.32% | 23.62% |
Policy Benefits | 47,496 | 48,292 | 38,750 | 33,534 | 39,332 |
Policy Acquisition & Underwriting Costs | - | - | - | - | 7,556 |
Depreciation & Amortization | 1,773 | 1,692 | 1,562 | 2,114 | 2,719 |
Selling, General & Administrative | 31,636 | 28,359 | 25,388 | 24,183 | 23,152 |
Non-Insurance Activities Expense | - | - | - | - | 3,367 |
Other Operating Expenses | 994.45 | 937.79 | 911.92 | 2,379 | 1,830 |
Total Operating Expenses | 83,249 | 80,696 | 67,152 | 62,827 | 78,118 |
Operating Income | 31,179 | 22,477 | 27,297 | 20,737 | 28,096 |
Interest Expense | -9,771 | -9,080 | -8,617 | -6,303 | -5,122 |
Earnings From Equity Investments | 281.42 | 226.38 | 241.66 | 439.99 | 607.76 |
Currency Exchange Gain (Loss) | 241.62 | 175.29 | 140.61 | 256.3 | 1,124 |
EBT Excluding Unusual Items | 21,931 | 13,798 | 19,062 | 15,131 | 24,706 |
Merger & Restructuring Charges | - | - | - | -118 | -22.87 |
Impairment of Goodwill | -186.07 | -700 | - | -530.13 | -614.4 |
Gain (Loss) on Sale of Assets | - | - | - | 258.21 | -43.6 |
Asset Writedown | - | - | - | - | 68 |
Pretax Income | 21,745 | 13,098 | 19,062 | 14,741 | 24,093 |
Income Tax Expense | 5,303 | 4,048 | 4,488 | 4,897 | 6,450 |
Earnings From Continuing Ops. | 16,443 | 9,051 | 14,573 | 9,843 | 17,643 |
Minority Interest in Earnings | -220.29 | 187.63 | -205.26 | -257.46 | -247.66 |
Net Income | 16,222 | 9,238 | 14,368 | 9,586 | 17,395 |
Net Income to Common | 16,222 | 9,238 | 14,368 | 9,586 | 17,395 |
Net Income Growth | 75.59% | -35.70% | 49.89% | -44.89% | 26.24% |
Shares Outstanding (Basic) | 3,897 | 3,902 | 3,904 | 3,906 | 3,901 |
Shares Outstanding (Diluted) | 3,897 | 3,902 | 3,915 | 3,914 | 3,905 |
Shares Change (YoY) | -0.12% | -0.32% | 0.03% | 0.22% | -0.02% |
EPS (Basic) | 4.16 | 2.37 | 3.68 | 2.45 | 4.46 |
EPS (Diluted) | 4.16 | 2.37 | 3.67 | 2.45 | 4.46 |
EPS Growth | 75.68% | -35.48% | 49.80% | -45.06% | 26.33% |
Free Cash Flow | -32,764 | -4,880 | -3,027 | -28,916 | 2,523 |
Free Cash Flow Per Share | -8.41 | -1.25 | -0.77 | -7.39 | 0.65 |
Dividend Per Share | - | 1.180 | 1.470 | 1.260 | 2.170 |
Dividend Growth | - | -19.73% | 16.67% | -41.94% | 155.29% |
Operating Margin | 27.25% | 21.79% | 28.90% | 24.82% | 26.45% |
Profit Margin | 14.18% | 8.95% | 15.21% | 11.47% | 16.38% |
Free Cash Flow Margin | -28.63% | -4.73% | -3.21% | -34.60% | 2.38% |
EBITDA | 32,180 | 23,529 | 28,311 | 22,328 | 29,836 |
EBITDA Margin | 28.12% | 22.80% | 29.98% | 26.72% | 28.09% |
D&A For EBITDA | 1,001 | 1,052 | 1,015 | 1,591 | 1,740 |
EBIT | 31,179 | 22,477 | 27,297 | 20,737 | 28,096 |
EBIT Margin | 27.25% | 21.79% | 28.90% | 24.82% | 26.45% |
Effective Tax Rate | 24.39% | 30.90% | 23.55% | 33.22% | 26.77% |
Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.