Sagicor Group Jamaica Limited (JMSE:SJ)
Jamaica · Delayed Price · Currency is JMD 38.85
+0.35 (0.91%)
At close: Jul 24, 2026
Sagicor Group Jamaica Financials Overview
Financials in millions JMD. Fiscal year is January - December.
Millions JMD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 114,112 | 114,428 | 103,173 | 94,449 | 83,564 | 106,214 |
Revenue Growth | 5.68% | 10.91% | 9.24% | 13.03% | -21.32% | 23.62% |
Operating Income Operating Income Growth | 28,584 | 31,179 | 22,477 | 27,297 | 20,737 | 28,096 |
Net Income Net Income Growth | 14,264 | 16,222 | 9,238 | 14,368 | 9,586 | 17,395 |
Earnings Per Share EPS Growth | 3.66 | 4.16 | 2.37 | 3.67 | 2.45 | 4.46 |
EPS Growth | 17.31% | 75.68% | -35.48% | 49.80% | -45.06% | 26.33% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long Term Insurance Long Term Insurance Growth | 26,278 | 26,204 | 22,906 | 23,314 | 20,588 | - |
Short Term Insurance Short Term Insurance Growth | 39,240 | 39,080 | 35,935 | 30,400 | 26,025 | - |
Other Including Consolidation Adjustments Other Including Consolidation Adjustments Growth | 7,998 | 8,796 | 7,993 | 8,202 | 9,636 | 12,985 |
Commercial Banking Commercial Banking Growth | 29,832 | 29,160 | 26,325 | 23,692 | 19,812 | 15,560 |
Investment Banking Investment Banking Growth | 11,549 | 11,794 | 10,183 | 8,894 | 7,830 | 7,336 |
Total Total Growth | 114,898 | 115,033 | 103,343 | 94,502 | 83,891 | 102,328 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 43,901 | 36,205 | 46,204 | 40,667 | 26,545 | 40,377 |
Total Debt Total Debt Growth | 5,704 | 142,616 | 115,501 | 113,404 | 11,806 | 100,823 |
Net Cash (Debt) Net Cash Growth | 38,197 | -106,411 | -69,297 | -72,738 | 14,739 | -60,445 |
Net Cash Growth | -7.19% | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | 9.81 | -27.30 | -17.76 | -18.58 | 3.77 | -15.48 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -23,177 | -31,827 | -4,152 | -2,435 | -27,988 | 3,033 |
Capital Expenditures CapEx Growth | -868.33 | -936.5 | -727.88 | -591.97 | -928.07 | -509.47 |
Free Cash Flow Free Cash Flow Growth | -24,046 | -32,764 | -4,880 | -3,027 | -28,916 | 2,523 |
Free Cash Flow Growth | - | - | - | - | - | -50.90% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 25.05% | 27.25% | 21.79% | 28.90% | 24.82% | 26.45% |
Pretax Margin | 16.89% | 19.00% | 12.70% | 20.18% | 17.64% | 22.68% |
Profit Margin | 12.50% | 14.18% | 8.95% | 15.21% | 11.47% | 16.38% |
FCF Margin | -21.07% | -28.63% | -4.73% | -3.21% | -34.60% | 2.38% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.180 | - | 1.180 | 1.470 | 1.260 | 2.170 |
Dividend Per Share Growth | 50.85% | - | -19.73% | 16.67% | -41.94% | 155.29% |
Dividend Yield | 3.04% | - | 3.14% | 3.27% | 2.41% | 4.35% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 10.61 | 9.97 | 16.88 | 13.43 | 24.00 | 13.01 |
P/FCF Ratio | - | - | - | - | - | 89.69 |
PS Ratio | 1.33 | 1.41 | 1.51 | 2.04 | 2.75 | 2.13 |