Sagicor Group Jamaica Ratios and Metrics

Market cap in millions JMD. Fiscal year is January - December.

Millions JMD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	157,917	161,738	155,967	193,009	230,052	226,335
Market Cap Growth	-1.94%	3.70%	-19.19%	-16.10%	1.64%	16.05%
Enterprise Value	152,835	112,298	121,300	156,633	203,770	233,309
PE Ratio	9.74	9.97	16.88	13.43	24.00	13.01
PS Ratio	1.23	1.26	1.51	2.04	2.75	2.13
PB Ratio	1.35	1.38	1.50	1.89	2.18	1.68
P/FCF Ratio	-	-	-	-	-	89.69
P/OCF Ratio	-	-	-	-	-	74.63
EV/Sales Ratio	1.20	0.88	1.18	1.66	2.44	2.20
EV/EBITDA Ratio	3.35	2.48	5.16	5.53	9.13	7.82
EV/EBIT Ratio	3.43	2.54	5.40	5.74	9.83	8.30
EV/FCF Ratio	-4.67	-	-	-	-	92.46
Debt / Equity Ratio	0.05	0.05	1.11	1.11	0.11	0.75
Debt / EBITDA Ratio	0.13	0.13	4.76	3.92	0.51	3.31
Debt / FCF Ratio	-	-	-	-	-	39.95
Net Debt / Equity Ratio	-0.06	-0.06	0.67	0.71	-0.14	0.45
Net Debt / EBITDA Ratio	-0.16	-0.16	2.95	2.57	-0.66	2.03
Net Debt / FCF Ratio	0.22	0.22	-14.20	-24.03	0.51	23.95
Quick Ratio	15.69	15.69	2.24	2.31	19.53	2.05
Current Ratio	43.91	43.91	3.31	3.71	27.18	2.97
Asset Turnover	0.20	0.20	0.18	0.17	0.16	0.21
Return on Equity (ROE)	14.85%	14.85%	8.77%	14.02%	8.19%	13.49%
Return on Assets (ROA)	4.25%	4.25%	2.43%	3.11%	2.44%	3.45%
Return on Invested Capital (ROIC)	27.43%	19.53%	7.13%	12.53%	7.84%	8.89%
Earnings Yield	10.27%	10.03%	5.92%	7.44%	4.17%	7.69%
FCF Yield	-20.72%	-20.23%	-3.13%	-1.57%	-12.57%	1.11%
Dividend Yield	2.90%	-	3.07%	3.19%	2.36%	4.26%
Payout Ratio	39.97%	39.97%	57.92%	33.30%	65.28%	24.90%
Buyback Yield / Dilution	-0.04%	0.06%	0.32%	-0.03%	-0.22%	0.02%
Total Shareholder Return	2.86%	0.06%	3.39%	3.16%	2.14%	4.28%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.