Sagicor Group Jamaica Balance Sheet

Financials in millions JMD. Fiscal year is January - December.

Millions JMD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Investments in Equity & Preferred Securities	2,982	2,534	2,310	1,330	1,330	16,528
Other Investments	378,317	237,181	225,959	250,681	221,752	206,218
Total Investments	382,781	241,329	229,887	253,231	224,302	224,136
Cash & Equivalents	57,682	46,204	40,667	26,545	40,377	26,038
Reinsurance Recoverable	5,339	3,553	2,785	2,051	3,689	3,401
Other Receivables	162,984	155,963	135,902	101,077	111,347	101,946
Property, Plant & Equipment	13,220	8,871	8,569	22,937	22,937	20,889
Goodwill	-	4,462	5,155	-	3,018	3,569
Other Intangible Assets	6,857	2,480	2,711	5,872	2,854	3,089
Restricted Cash	17,253	15,030	14,467	11,085	11,085	10,512
Other Current Assets	-	12,848	14,312	-	12,292	7,647
Long-Term Deferred Tax Assets	7,047	8,151	7,276	1,550	1,980	1,006
Long-Term Deferred Charges	-	-	-	-	-	132.39
Other Long-Term Assets	22,031	98,904	98,917	110,937	94,108	88,330
Total Assets	675,195	597,795	560,649	535,285	527,991	490,695
Accounts Payable	-	3,695	4,952	-	3,684	2,416
Accrued Expenses	-	2,674	2,364	-	3,499	2,947
Insurance & Annuity Liabilities	174,755	160,352	144,988	149,792	99,140	91,643
Unpaid Claims	-	-	-	-	8,750	7,868
Unearned Premiums	-	-	-	-	8,603	7,432
Reinsurance Payable	499.88	620.37	595.74	1,014	1,653	1,360
Current Portion of Leases	-	482.55	737.3	-	617.64	562.48
Short-Term Debt	-	12,087	11,690	-	-	62.89
Current Income Taxes Payable	1,137	962.22	881.34	703.34	703.34	1,688
Long-Term Debt	-	101,518	99,571	9,285	98,301	97,533
Long-Term Leases	5,997	1,413	1,406	2,522	1,904	2,218
Long-Term Deferred Tax Liabilities	314.52	320.28	475.43	2,169	2,169	2,493
Other Current Liabilities	-	17,522	1,863	-	1,643	1,412
Other Long-Term Liabilities	372,288	186,927	184,990	258,365	156,764	140,504
Total Liabilities	560,245	493,575	458,434	429,630	393,211	363,848
Common Stock	8,998	8,880	8,999	8,816	8,991	9,161
Retained Earnings	83,378	87,382	84,153	65,417	94,171	83,915
Treasury Stock	-	-	-118.93	-	-174.95	-170.02
Comprehensive Income & Other	20,329	5,905	6,746	11,258	11,837	13,478
Total Common Equity	112,705	102,167	99,779	85,491	114,824	106,384
Minority Interest	2,246	2,053	2,436	20,165	19,956	20,463
Shareholders' Equity	114,951	104,220	102,215	105,655	134,780	126,847
Total Liabilities & Equity	675,195	597,795	560,649	535,285	527,991	490,695
Filing Date Shares Outstanding	3,908	3,920	3,912	3,914	3,899	3,902
Total Common Shares Outstanding	3,908	3,920	3,912	3,914	3,899	3,902
Total Debt	5,997	115,501	113,404	11,806	100,823	100,377
Net Cash (Debt)	51,686	-69,297	-72,738	14,739	-60,445	-74,339
Net Cash Per Share	13.27	-17.76	-18.58	3.77	-15.48	-19.03
Book Value Per Share	28.84	26.06	25.51	21.84	29.45	27.26
Tangible Book Value	105,847	95,225	91,912	79,618	108,951	99,726
Tangible Book Value Per Share	27.08	24.29	23.50	20.34	27.94	25.56
Land	-	4,966	4,555	-	18,564	15,247
Buildings	-	-	-	-	1,641	1,579
Machinery	-	6,931	6,370	-	8,241	7,595
Leasehold Improvements	-	2,220	2,115	-	-	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.