Sagicor Group Jamaica Cash Flow Statement

Financials in millions JMD. Fiscal year is January - December.

Millions JMD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	15,851	9,238	14,368	9,586	17,395	13,780
Depreciation & Amortization	1,813	1,813	1,667	2,212	2,339	2,365
Other Amortization	430.91	430.91	418.99	392.78	379.79	505.34
Gain (Loss) on Sale of Assets	8.8	8.8	10.65	-258.21	-524.62	415.73
Gain (Loss) on Sale of Investments	-2,131	-2,131	-2,886	20,729	-5,798	3,830
Change in Accounts Receivable	-	-	-	-	-267.73	114.67
Reinsurance Recoverable	-738.11	-738.11	-539.7	-610.1	-250.3	-1,274
Change in Other Net Operating Assets	-3,493	-6,340	-642.07	-2,966	-2,247	-5,340
Other Operating Activities	-13,736	7,657	-2,948	-40,709	-3,765	-13,354
Operating Cash Flow	-16,084	-4,152	-2,435	-27,988	3,033	6,181
Operating Cash Flow Growth	-	-	-	-	-50.93%	-
Capital Expenditures	-798.41	-727.88	-591.97	-928.07	-509.47	-1,042
Sale of Property, Plant & Equipment	3.97	3.97	88.76	-	12.72	137.54
Purchase / Sale of Intangible Assets	-538.53	-487.58	-218.55	-592.58	-390.56	-308.16
Cash Acquisitions	-	-	-	-2,624	-	-
Investment in Securities	-131.77	-320.8	-	-	13,604	-
Other Investing Activities	190.27	379.3	-	1,732	-	-
Investing Cash Flow	-1,126	-914.43	-469.4	-2,413	12,910	428.89
Total Debt Repaid	-995.16	-3,089	-704.58	-821.3	-2,591	-4,810
Net Debt Issued (Repaid)	-995.16	-3,089	-704.58	-821.3	-2,591	-4,810
Issuance of Common Stock	86.51	87.43	-	138.32	-	64.49
Repurchases of Common Stock	-	-	-115.55	-	-232.19	-
Common Dividends Paid	-4,609	-5,351	-4,784	-6,258	-4,331	-562.93
Other Financing Activities	46,053	21,778	10,335	28,974	4,207	18,047
Financing Cash Flow	40,536	13,426	4,730	22,033	-2,948	12,739
Foreign Exchange Rate Adjustments	369.79	298.88	585.45	-574.79	1,653	681.66
Net Cash Flow	23,696	8,658	2,411	-8,942	14,648	20,030
Free Cash Flow	-16,883	-4,880	-3,027	-28,916	2,523	5,139
Free Cash Flow Growth	-	-	-	-	-50.90%	-
Free Cash Flow Margin	-14.91%	-4.73%	-3.21%	-34.60%	2.38%	5.98%
Free Cash Flow Per Share	-4.34	-1.25	-0.77	-7.39	0.65	1.32
Cash Interest Paid	9,371	9,146	8,470	5,750	5,016	5,097
Cash Income Tax Paid	5,347	4,731	6,907	6,010	7,875	5,129
Levered Free Cash Flow	9,182	8,438	-2,584	11,948	11,373	1,487
Unlevered Free Cash Flow	14,857	14,113	2,802	15,887	14,574	4,630
Change in Working Capital	-4,231	-7,079	-1,182	-3,576	-2,765	-6,499

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.