Sagicor Group Jamaica Cash Flow Statement

Financials in millions JMD. Fiscal year is January - December.

Millions JMD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	16,222	9,238	14,368	9,586	17,395
Depreciation & Amortization	2,002	1,813	1,667	2,212	2,339
Other Amortization	427.83	430.91	418.99	392.78	379.79
Gain (Loss) on Sale of Assets	-658.32	8.8	10.65	-258.21	-524.62
Gain (Loss) on Sale of Investments	-8,446	-2,131	-2,886	20,729	-5,798
Change in Accounts Receivable	-	-	-	-	-267.73
Reinsurance Recoverable	-24,247	-738.11	-539.7	-610.1	-250.3
Change in Other Net Operating Assets	-3,995	-6,340	-642.07	-2,966	-2,247
Other Operating Activities	4,782	7,657	-2,948	-40,709	-3,765
Operating Cash Flow	-31,827	-4,152	-2,435	-27,988	3,033
Operating Cash Flow Growth	-	-	-	-	-50.93%
Capital Expenditures	-936.5	-727.88	-591.97	-928.07	-509.47
Sale of Property, Plant & Equipment	37.4	3.97	88.76	-	12.72
Purchase / Sale of Intangible Assets	-434.04	-487.58	-218.55	-592.58	-390.56
Cash Acquisitions	-	-	-	-2,624	-
Investment in Securities	-143.43	-320.8	-	-	13,604
Other Investing Activities	143.43	379.3	-	1,732	-
Investing Cash Flow	-1,166	-914.43	-469.4	-2,413	12,910
Total Debt Repaid	-884.16	-3,089	-704.58	-821.3	-2,591
Net Debt Issued (Repaid)	-884.16	-3,089	-704.58	-821.3	-2,591
Issuance of Common Stock	47.69	87.43	-	138.32	-
Repurchases of Common Stock	-	-	-115.55	-	-232.19
Common Dividends Paid	-6,483	-5,351	-4,784	-6,258	-4,331
Other Financing Activities	43,699	21,778	10,335	28,974	4,207
Financing Cash Flow	36,379	13,426	4,730	22,033	-2,948
Foreign Exchange Rate Adjustments	784.86	298.88	585.45	-574.79	1,653
Net Cash Flow	4,171	8,658	2,411	-8,942	14,648
Free Cash Flow	-32,764	-4,880	-3,027	-28,916	2,523
Free Cash Flow Growth	-	-	-	-	-50.90%
Free Cash Flow Margin	-28.63%	-4.73%	-3.21%	-34.60%	2.38%
Free Cash Flow Per Share	-8.41	-1.25	-0.77	-7.39	0.65
Cash Interest Paid	9,781	9,146	8,470	5,750	5,016
Cash Income Tax Paid	5,645	4,731	6,907	6,010	7,875
Levered Free Cash Flow	13,371	354.97	-2,584	11,948	11,373
Unlevered Free Cash Flow	19,478	6,030	2,802	15,887	14,574
Change in Working Capital	-28,241	-7,079	-1,182	-3,576	-2,765

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.