Sagicor Group Jamaica Limited (JMSE:SJ)

Sagicor Group Jamaica Statistics

Total Valuation

JMSE:SJ has a market cap or net worth of JMD 155.97 billion. The enterprise value is 125.82 billion.

Market Cap	155.97B
Enterprise Value	125.82B

Important Dates

The last earnings date was Friday, November 7, 2025.

Earnings Date	Nov 7, 2025
Ex-Dividend Date	Sep 19, 2025

Share Statistics

JMSE:SJ has 3.90 billion shares outstanding. The number of shares has decreased by -0.09% in one year.

Current Share Class	3.90B
Shares Outstanding	3.90B
Shares Change (YoY)	-0.09%
Shares Change (QoQ)	+0.17%
Owned by Insiders (%)	0.43%
Owned by Institutions (%)	8.86%
Float	761.11M

Valuation Ratios

The trailing PE ratio is 9.82.

PE Ratio	9.82
Forward PE	n/a
PS Ratio	1.33
PB Ratio	1.36
P/TBV Ratio	1.47
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.41, with an EV/FCF ratio of -7.45.

EV / Earnings	7.94
EV / Sales	1.07
EV / EBITDA	3.41
EV / EBIT	3.59
EV / FCF	-7.45

Financial Position

The company has a current ratio of 33.38, with a Debt / Equity ratio of 0.05.

Current Ratio	33.38
Quick Ratio	30.12
Debt / Equity	0.05
Debt / EBITDA	0.16
Debt / FCF	-0.36
Interest Coverage	2.67

Financial Efficiency

Return on equity (ROE) is 14.35% and return on invested capital (ROIC) is 18.97%.

Return on Equity (ROE)	14.35%
Return on Assets (ROA)	3.41%
Return on Invested Capital (ROIC)	18.97%
Return on Capital Employed (ROCE)	5.14%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.18
Inventory Turnover	n/a

Taxes

In the past 12 months, JMSE:SJ has paid 5.76 billion in taxes.

Income Tax	5.76B
Effective Tax Rate	26.74%

Stock Price Statistics

The stock price has increased by +0.10% in the last 52 weeks. The beta is -0.02, so JMSE:SJ's price volatility has been lower than the market average.

Beta (5Y)	-0.02
52-Week Price Change	+0.10%
50-Day Moving Average	40.94
200-Day Moving Average	41.41
Relative Strength Index (RSI)	42.74
Average Volume (20 Days)	29,573

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, JMSE:SJ had revenue of JMD 117.10 billion and earned 15.85 billion in profits. Earnings per share was 4.07.

Revenue	117.10B
Gross Profit	67.28B
Operating Income	34.60B
Pretax Income	21.53B
Net Income	15.85B
EBITDA	35.68B
EBIT	34.60B
Earnings Per Share (EPS)	4.07

Balance Sheet

The company has 38.39 billion in cash and 6.00 billion in debt, giving a net cash position of 32.39 billion or 8.31 per share.

Cash & Cash Equivalents	38.39B
Total Debt	6.00B
Net Cash	32.39B
Net Cash Per Share	8.31
Equity (Book Value)	114.95B
Book Value Per Share	28.84
Working Capital	52.99B

Cash Flow

In the last 12 months, operating cash flow was -16.08 billion and capital expenditures -798.41 million, giving a free cash flow of -16.88 billion.

Operating Cash Flow	-16.08B
Capital Expenditures	-798.41M
Free Cash Flow	-16.88B
FCF Per Share	-4.33

Margins

Gross margin is 57.45%, with operating and profit margins of 29.54% and 13.54%.

Gross Margin	57.45%
Operating Margin	29.54%
Pretax Margin	18.39%
Profit Margin	13.54%
EBITDA Margin	30.47%
EBIT Margin	29.54%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.18, which amounts to a dividend yield of 3.00%.

Dividend Per Share	1.18
Dividend Yield	3.00%
Dividend Growth (YoY)	21.17%
Years of Dividend Growth	1
Payout Ratio	29.07%
Buyback Yield	0.09%
Shareholder Yield	3.10%
Earnings Yield	10.16%
FCF Yield	-10.82%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3