Sagicor Group Jamaica Limited (JMSE:SJ)

Sagicor Group Jamaica Statistics

Total Valuation

JMSE:SJ has a market cap or net worth of JMD 163.77 billion. The enterprise value is 272.43 billion.

Market Cap	163.77B
Enterprise Value	272.43B

Important Dates

The last earnings date was Friday, February 27, 2026.

Earnings Date	Feb 27, 2026
Ex-Dividend Date	n/a

Share Statistics

JMSE:SJ has 3.90 billion shares outstanding. The number of shares has decreased by -0.12% in one year.

Current Share Class	3.90B
Shares Outstanding	3.90B
Shares Change (YoY)	-0.12%
Shares Change (QoQ)	-0.39%
Owned by Insiders (%)	0.43%
Owned by Institutions (%)	8.86%
Float	761.11M

Valuation Ratios

The trailing PE ratio is 10.10.

PE Ratio	10.10
Forward PE	n/a
PS Ratio	1.43
PB Ratio	1.40
P/TBV Ratio	1.51
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.14, with an EV/FCF ratio of -8.32.

EV / Earnings	16.79
EV / Sales	2.38
EV / EBITDA	8.14
EV / EBIT	8.66
EV / FCF	-8.32

Financial Position

The company has a current ratio of 2.24, with a Debt / Equity ratio of 1.22.

Current Ratio	2.24
Quick Ratio	1.12
Debt / Equity	1.22
Debt / EBITDA	4.30
Debt / FCF	-4.35
Interest Coverage	3.19

Financial Efficiency

Return on equity (ROE) is 14.85% and return on invested capital (ROIC) is 12.38%.

Return on Equity (ROE)	14.85%
Return on Assets (ROA)	2.99%
Return on Invested Capital (ROIC)	12.38%
Return on Capital Employed (ROCE)	4.80%
Weighted Average Cost of Capital (WACC)	4.64%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.18
Inventory Turnover	6.96

Taxes

In the past 12 months, JMSE:SJ has paid 5.30 billion in taxes.

Income Tax	5.30B
Effective Tax Rate	24.39%

Stock Price Statistics

The stock price has increased by +0.02% in the last 52 weeks. The beta is -0.01, so JMSE:SJ's price volatility has been lower than the market average.

Beta (5Y)	-0.01
52-Week Price Change	+0.02%
50-Day Moving Average	40.54
200-Day Moving Average	40.53
Relative Strength Index (RSI)	58.68
Average Volume (20 Days)	228,265

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, JMSE:SJ had revenue of JMD 114.43 billion and earned 16.22 billion in profits. Earnings per share was 4.16.

Revenue	114.43B
Gross Profit	65.58B
Operating Income	31.18B
Pretax Income	21.75B
Net Income	16.22B
EBITDA	32.18B
EBIT	31.18B
Earnings Per Share (EPS)	4.16

Balance Sheet

The company has 42.28 billion in cash and 142.62 billion in debt, with a net cash position of -106.41 billion or -27.29 per share.

Cash & Cash Equivalents	42.28B
Total Debt	142.62B
Net Cash	-106.41B
Net Cash Per Share	-27.29
Equity (Book Value)	117.30B
Book Value Per Share	29.55
Working Capital	67.54B

Cash Flow

In the last 12 months, operating cash flow was -31.83 billion and capital expenditures -936.50 million, giving a free cash flow of -32.76 billion.

Operating Cash Flow	-31.83B
Capital Expenditures	-936.50M
Depreciation & Amortization	n/a
Net Borrowing	-884.16M
Free Cash Flow	-32.76B
FCF Per Share	-8.40

Margins

Gross margin is 57.31%, with operating and profit margins of 27.25% and 14.18%.

Gross Margin	57.31%
Operating Margin	27.25%
Pretax Margin	19.00%
Profit Margin	14.18%
EBITDA Margin	28.12%
EBIT Margin	27.25%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.18, which amounts to a dividend yield of 2.91%.

Dividend Per Share	1.18
Dividend Yield	2.91%
Dividend Growth (YoY)	21.17%
Years of Dividend Growth	2
Payout Ratio	39.90%
Buyback Yield	0.12%
Shareholder Yield	2.95%
Earnings Yield	9.91%
FCF Yield	-20.01%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2