Sagicor Group Jamaica Limited (JMSE:SJ)

Sagicor Group Jamaica Statistics

Total Valuation

JMSE:SJ has a market cap or net worth of JMD 155.97 billion. The enterprise value is 111.03 billion.

Market Cap	155.97B
Enterprise Value	111.03B

Important Dates

The last earnings date was Tuesday, August 12, 2025.

Earnings Date	Aug 12, 2025
Ex-Dividend Date	Apr 9, 2025

Share Statistics

JMSE:SJ has 3.90 billion shares outstanding. The number of shares has decreased by -0.09% in one year.

Current Share Class	3.90B
Shares Outstanding	3.90B
Shares Change (YoY)	-0.09%
Shares Change (QoQ)	+0.17%
Owned by Insiders (%)	0.43%
Owned by Institutions (%)	7.64%
Float	761.11M

Valuation Ratios

The trailing PE ratio is 11.15.

PE Ratio	11.15
Forward PE	n/a
PS Ratio	1.41
PB Ratio	1.39
P/TBV Ratio	1.51
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.63, with an EV/FCF ratio of -4.33.

EV / Earnings	7.93
EV / Sales	1.00
EV / EBITDA	3.63
EV / EBIT	3.86
EV / FCF	-4.33

Financial Position

The company has a current ratio of 64.84, with a Debt / Equity ratio of 0.06.

Current Ratio	64.84
Quick Ratio	48.20
Debt / Equity	0.06
Debt / EBITDA	0.21
Debt / FCF	-0.24
Interest Coverage	3.13

Financial Efficiency

Return on equity (ROE) is 12.99% and return on invested capital (ROIC) is 15.85%.

Return on Equity (ROE)	12.99%
Return on Assets (ROA)	2.90%
Return on Invested Capital (ROIC)	15.85%
Return on Capital Employed (ROCE)	4.36%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.18
Inventory Turnover	n/a

Taxes

In the past 12 months, JMSE:SJ has paid 5.28 billion in taxes.

Income Tax	5.28B
Effective Tax Rate	27.58%

Stock Price Statistics

The stock price has decreased by -0.60% in the last 52 weeks. The beta is 0.06, so JMSE:SJ's price volatility has been lower than the market average.

Beta (5Y)	0.06
52-Week Price Change	-0.60%
50-Day Moving Average	40.52
200-Day Moving Average	40.88
Relative Strength Index (RSI)	47.36
Average Volume (20 Days)	126,760

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, JMSE:SJ had revenue of JMD 110.75 billion and earned 13.99 billion in profits. Earnings per share was 3.59.

Revenue	110.75B
Gross Profit	60.43B
Operating Income	28.39B
Pretax Income	19.14B
Net Income	13.99B
EBITDA	29.47B
EBIT	28.39B
Earnings Per Share (EPS)	3.59

Balance Sheet

The company has 53.30 billion in cash and 6.20 billion in debt, giving a net cash position of 47.10 billion or 12.08 per share.

Cash & Cash Equivalents	53.30B
Total Debt	6.20B
Net Cash	47.10B
Net Cash Per Share	12.08
Equity (Book Value)	112.44B
Book Value Per Share	28.27
Working Capital	84.80B

Cash Flow

In the last 12 months, operating cash flow was -24.87 billion and capital expenditures -763.95 million, giving a free cash flow of -25.63 billion.

Operating Cash Flow	-24.87B
Capital Expenditures	-763.95M
Free Cash Flow	-25.63B
FCF Per Share	-6.57

Margins

Gross margin is 54.56%, with operating and profit margins of 25.64% and 12.63%.

Gross Margin	54.56%
Operating Margin	25.64%
Pretax Margin	17.28%
Profit Margin	12.63%
EBITDA Margin	26.61%
EBIT Margin	25.64%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.18, which amounts to a dividend yield of 2.87%.

Dividend Per Share	1.18
Dividend Yield	2.87%
Dividend Growth (YoY)	-19.45%
Years of Dividend Growth	1
Payout Ratio	32.94%
Buyback Yield	0.09%
Shareholder Yield	2.96%
Earnings Yield	8.97%
FCF Yield	-16.43%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3