JMSE:SRFJMD Income Statement

Financials in millions JMD. Fiscal year is September - August.

Millions JMD. Fiscal year is Sep - Aug.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Aug '26 Aug 31, 2026	Aug '25 Aug 31, 2025	Aug '24 Aug 31, 2024	Aug '23 Aug 31, 2023	Aug '22 Aug 31, 2022
Interest and Dividend Income	283.84	262.78	180.07	253.55	217.63
Total Interest Expense	675.75	604.34	382.85	319.33	148.1
Net Interest Income	-391.91	-341.56	-202.78	-65.79	69.53
Other Revenue	91.9	-220.89	15.13	-18.96	-160.99
Revenue Before Loan Losses	-300.01	-647.39	-230.72	-84.75	-91.45
Revenue	-300.01	-647.39	-230.72	-84.75	-91.45
Revenue Growth	-	-	-	-	-
Cost of Services Provided	373.52	246.41	176.82	346.05	294
Other Operating Expenses	198.01	186.12	153.92	106.93	71.44
Total Operating Expenses	571.53	432.52	330.74	452.98	365.44
Operating Income	-871.54	-1,080	-561.46	-537.73	-456.89
Earnings From Equity Investments	219.08	748.68	493.49	340.22	546.29
Currency Exchange Gain (Loss)	43.45	-66.52	-93.55	-81.69	38.74
EBT Excluding Unusual Items	-609.01	-397.75	-161.53	-279.2	128.13
Pretax Income	129.79	682.01	362.61	151.76	844.51
Income Tax Expense	0.47	-105	47.52	-59.68	151.56
Net Income	129.33	787.01	315.08	211.44	692.96
Net Income to Common	129.33	787.01	315.08	211.44	692.96
Net Income Growth	-83.57%	149.78%	49.02%	-69.49%	-61.75%
Shares Outstanding (Basic)	350	336	327	327	315
Shares Outstanding (Diluted)	350	336	349	349	336
Shares Change	4.04%	-3.66%	-0.12%	3.93%	84.12%
EPS (Basic)	0.37	2.34	0.96	0.65	2.20
EPS (Diluted)	0.37	2.34	0.90	0.61	2.06
EPS Growth	-84.19%	160.00%	47.54%	-70.39%	-79.25%

Additional Metrics

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Aug '26 Aug 31, 2026	Aug '25 Aug 31, 2025	Aug '24 Aug 31, 2024	Aug '23 Aug 31, 2023	Aug '22 Aug 31, 2022
Dividend Per Share	-	-	0.201	-	-
Dividend Growth	-	-	-	-	-
Effective Tax Rate	0.36%	-	13.11%	-	17.95%