Capitec Bank Holdings Ratios and Metrics

Market cap in millions ZAR. Fiscal year is March - February.

Millions ZAR. Fiscal year is Mar - Feb.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 5, 2026	Feb '25 Feb 28, 2025	Feb '24 Feb 29, 2024	Feb '23 Feb 28, 2023	Feb '22 Feb 28, 2022	Feb '21 Feb 28, 2021
Market Capitalization	512,660	356,035	233,629	203,698	239,851	154,796
Market Cap Growth	46.93%	52.39%	14.69%	-15.07%	54.95%	2.98%
Last Close Price	4426.25	3015.81	1937.92	1641.23	1890.01	1198.32
PE Ratio	33.46	25.92	22.12	22.27	28.14	34.77
PS Ratio	13.04	9.95	8.56	8.70	10.27	10.29
PB Ratio	9.53	6.99	5.37	5.37	6.71	5.17
P/FCF Ratio	125.12	95.44	31.79	-	-	15.84
P/OCF Ratio	103.19	71.08	27.85	-	1190.56	15.00
Debt / Equity Ratio	0.09	0.10	0.13	0.13	0.13	0.17
Debt / FCF Ratio	1.12	1.42	0.74	-	-	0.51
Return on Equity (ROE)	30.71%	29.12%	25.95%	24.84%	25.96%	16.07%
Return on Assets (ROA)	6.47%	6.17%	5.31%	4.97%	5.10%	3.06%
Earnings Yield	2.99%	3.86%	4.52%	4.49%	3.55%	2.88%
FCF Yield	0.80%	1.05%	3.15%	-3.90%	-0.23%	6.31%
Dividend Yield	1.59%	2.16%	2.52%	2.56%	1.93%	1.33%
Payout Ratio	49.28%	45.87%	47.54%	67.63%	37.97%	0.14%
Buyback Yield / Dilution	-0.10%	-0.06%	0.02%	0.16%	-0.09%	0.09%
Total Shareholder Return	1.48%	2.10%	2.54%	2.72%	1.84%	1.42%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.