Capitec Bank Holdings Ratios and Metrics

Market cap in millions ZAR. Fiscal year is March - February.

Millions ZAR. Fiscal year is Mar - Feb.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	May '25 May 12, 2025	Feb '25 Feb 28, 2025	Feb '24 Feb 29, 2024	Feb '23 Feb 28, 2023	Feb '22 Feb 28, 2022	Feb '21 Feb 28, 2021	2016 - 2020
Market Capitalization	396,169	356,035	233,629	203,698	239,851	154,796	Upgrade
Market Cap Growth	52.39%	52.39%	14.69%	-15.07%	54.95%	2.98%	Upgrade
Last Close Price	3420.48	3074.37	1975.55	1673.10	1926.71	1221.59	Upgrade
PE Ratio	28.80	25.92	22.12	22.27	28.14	34.77	Upgrade
PS Ratio	11.07	9.95	8.56	8.70	10.27	10.29	Upgrade
PB Ratio	7.78	6.99	5.37	5.37	6.71	5.17	Upgrade
P/FCF Ratio	106.20	95.44	31.79	-	-	15.84	Upgrade
P/OCF Ratio	79.09	71.08	27.85	-	1190.56	15.00	Upgrade
Debt / Equity Ratio	0.10	0.10	0.13	0.13	0.13	0.17	Upgrade
Debt / FCF Ratio	1.42	1.42	0.74	-	-	0.51	Upgrade
Return on Equity (ROE)	29.12%	29.12%	25.95%	24.84%	25.96%	16.07%	Upgrade
Return on Assets (ROA)	6.17%	6.17%	5.31%	4.97%	5.10%	3.06%	Upgrade
Earnings Yield	3.47%	3.86%	4.52%	4.49%	3.55%	2.88%	Upgrade
FCF Yield	0.94%	1.05%	3.15%	-3.90%	-0.23%	6.31%	Upgrade
Dividend Yield	1.90%	2.12%	2.47%	2.51%	1.89%	1.31%	Upgrade
Payout Ratio	45.87%	45.87%	47.54%	67.63%	37.97%	0.14%	Upgrade
Buyback Yield / Dilution	-0.06%	-0.06%	0.02%	0.16%	-0.09%	0.09%	Upgrade
Total Shareholder Return	1.84%	2.06%	2.49%	2.67%	1.80%	1.40%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.