Capitec Bank Holdings Limited (JSE:CPI)

Capitec Bank Holdings Ratios and Metrics

Market cap in millions ZAR. Fiscal year is March - February.

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	May 14, 2026	Feb 28, 2026	Feb 28, 2025	Feb 29, 2024	Feb 28, 2023	Feb 28, 2022
Market Capitalization	496,376	549,409	356,035	233,629	203,698	239,851
Market Cap Growth	24.51%	54.31%	52.39%	14.69%	-15.07%	54.95%
Last Close Price	4285.00	4684.96	2978.57	1913.99	1620.96	1866.67
PE Ratio	29.46	32.65	25.92	22.12	22.27	28.14
PS Ratio	11.70	12.95	9.95	8.56	8.70	10.27
PB Ratio	8.34	9.23	6.99	5.37	5.37	6.71
P/FCF Ratio	233.49	258.44	95.44	31.79	-	-
P/OCF Ratio	156.15	172.83	71.08	27.85	-	1190.56
Debt / Equity Ratio	0.06	0.06	0.10	0.13	0.13	0.13
Debt / FCF Ratio	1.80	1.80	1.42	0.74	-	-
Net Debt / Equity Ratio	-0.88	-0.88	-0.83	-0.79	-0.71	-0.77
Net Debt / FCF Ratio	-24.66	-24.66	-11.35	-4.66	3.40	50.38
Return on Equity (ROE)	30.50%	30.50%	29.12%	25.95%	24.84%	25.96%
Return on Assets (ROA)	6.71%	6.71%	6.17%	5.31%	4.97%	5.10%
Earnings Yield	3.39%	3.06%	3.86%	4.52%	4.49%	3.55%
FCF Yield	0.43%	0.39%	1.05%	3.15%	-3.90%	-0.23%
Dividend Yield	1.86%	1.70%	2.19%	2.55%	2.59%	1.95%
Payout Ratio	48.51%	48.51%	45.87%	47.54%	67.63%	37.97%
Buyback Yield / Dilution	-0.05%	-0.05%	-0.06%	0.02%	0.16%	-0.09%
Total Shareholder Return	1.81%	1.65%	2.13%	2.57%	2.75%	1.86%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.