Capitec Limited (JSE:CPI)
| Market Cap | 485.90B +13.7% |
| Revenue (ttm) | 45.07B +14.6% |
| Net Income | 18.36B +20.0% |
| EPS | 158.45 +19.8% |
| Shares Out | 115.84M |
| PE Ratio | 26.47 |
| Forward PE | 22.25 |
| Dividend | 84.70 (2.02%) |
| Ex-Dividend Date | Oct 21, 2026 |
| Volume | 215,863 |
| Open | 418,000 |
| Previous Close | 413,974 |
| Day's Range | 415,580 - 422,999 |
| 52-Week Range | 366,534 - 491,185 |
| Beta | 0.73 |
| Analysts | Buy |
| Price Target | 526,357.82 (+25.49%) |
| Earnings Date | Sep 30, 2026 |
About Capitec
Capitec Limited through its subsidiaries, provides various banking products and services in South Africa. The company operates through three segments: Personal banking, Business banking, and Insurance. It offers transactional banking services; flexible, notice, fixed, and tax-free savings; call and notice deposits; term, home, personal, vehicle, education, home improvement, business, term, medical, instalment, short-term, and mortgage loans; overdrafts, instalment sales and leases, credit and debit cards, and access facilities; and payment, mer... [Read more]
Financial Performance
In fiscal year 2026, Capitec's revenue was 42.42 billion, an increase of 18.51% compared to the previous year's 35.80 billion. Earnings were 16.83 billion, an increase of 22.51%.
Financial StatementsAnalyst Summary
According to 11 analysts, the average rating for CPI stock is "Buy." The 12-month stock price target is ZAC 526,358, which is an increase of 25.49% from the latest price.
News
Capitec Earnings Call Transcript: H1 2027
Headline earnings rose 19% to ZAR 9.5 billion, driven by diversified income streams and strong client growth. Credit loss ratios increased due to proactive provisioning, while business banking and insurance segments delivered robust expansion. Loan book growth is expected to continue, though at a moderated pace.
Capitec Quarterly report: H1 2027
Capitec has published its H1 2027 quarterly earnings report on September 30, 2026.
Capitec Slides: H1 2027
Capitec has posted slides in relation to its H1 2027 quarterly earnings report, which was published on September 30, 2026.
Capitec Bank Holdings Ltd (CPI) -- Strong Domestic Performance | Merchant West SCI Managed ...
Capitec Bank Holdings Ltd (CPI) -- Strong Domestic Performance | Merchant West SCI Managed Payers & Growers Fund Q2 2026
Capitec Transcript: AGM 2026
The meeting focused on approving amendments to preference share terms due to regulatory changes, with assurances that shareholder rights and entitlements remain unaffected. The resolution passed with the required majority and no questions were raised.
Capitec Earnings Call Transcript: H2 2026
Headline earnings grew 23% to ZAR 16.8 billion, with strong digital adoption and diversified income streams. Credit loss ratio rose slightly but remains within plan, while business banking and insurance segments delivered robust growth.
Capitec Annual report: H2 2026
Capitec has published its H2 2026 annual report on April 22, 2026.
Capitec Annual report: H2 2026
Capitec has published its H2 2026 annual report on April 22, 2026.
Capitec Slides: H2 2026
Capitec has posted slides in relation to its H2 2026 quarterly earnings report, which was published on April 22, 2026.
Capitec Earnings release: Trading update
Capitec released its earnings on February 11, 2026, summarizing the period's financial results.