Capitec Bank Holdings Limited (JSE:CPI)

South Africa flag South Africa · Delayed Price · Currency is ZAR · Price in ZAc
471,499
-2,367 (-0.50%)
At close: Jul 17, 2026
Market Cap546.19B +38.5%
Revenue (ttm)42.42B +18.5%
Net Income16.83B +22.5%
EPS145.43 +22.4%
Shares Out 115.84M
PE Ratio32.42
Forward PE27.25
Dividend79.80 (1.69%)
Ex-Dividend DateMay 13, 2026
Volume254,877
Open473,206
Previous Close473,866
Day's Range465,674 - 474,010
52-Week Range336,000 - 483,802
Beta0.76
AnalystsBuy
Price Target520,213.90 (+10.33%)
Earnings DateSep 25, 2026

About Capitec Bank Holdings

Capitec Bank Holdings Limited, through its subsidiaries, provides various banking products and services in South Africa. The company operates through three segments: Personal banking, Business banking, and Insurance. It offers transactional banking services; flexible, notice, fixed, and tax-free savings; call and notice deposits; term, home, personal, vehicle, education, home improvement, business, term, medical, instalment, short-term, and mortgage loans; overdrafts, instalment sales and leases, credit and debit cards, and access facilities; a... [Read more]

Sector Financials
Founded 1999
Employees 17,672
Stock Exchange Johannesburg Stock Exchange
Ticker Symbol CPI
Full Company Profile

Financial Performance

In fiscal year 2026, Capitec Bank Holdings's revenue was 42.42 billion, an increase of 18.51% compared to the previous year's 35.80 billion. Earnings were 16.83 billion, an increase of 22.51%.

Financial Statements

Analyst Summary

According to 10 analysts, the average rating for CPI stock is "Buy." The 12-month stock price target is ZAC 520,214, which is an increase of 10.33% from the latest price.

Price Target
ZAC 520,214
(10.33% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Capitec Bank Holdings Earnings Call Transcript: H2 2026

Headline earnings grew 23% to ZAR 16.8 billion, with strong digital adoption and diversified income streams. Credit loss ratio rose slightly but remains within plan, while business banking and insurance segments delivered robust growth.

3 months ago - Transcripts

Capitec Bank Holdings Annual report: H2 2026

Capitec Bank Holdings has published its H2 2026 annual report on April 22, 2026.

3 months ago - Filings

Capitec Bank Holdings Annual report: H2 2026

Capitec Bank Holdings has published its H2 2026 annual report on April 22, 2026.

3 months ago - Filings

Capitec Bank Holdings Slides: H2 2026

Capitec Bank Holdings has posted slides in relation to its H2 2026 quarterly earnings report, which was published on April 22, 2026.

3 months ago - Filings

Capitec Bank Holdings Earnings release: Trading update

Capitec Bank Holdings released its earnings on February 11, 2026, summarizing the period's financial results.

5 months ago - Filings

Capitec Bank Holdings Earnings Call Transcript: H1 2026

Headline earnings rose 26% to ZAR 8 billion, with 8% client growth and strong digital adoption. Diversified income streams, robust business banking and insurance growth, and continued tech investment support a 31% ROE. Basel IV reduced capital adequacy but did not impact dividend policy.

10 months ago - Transcripts

Capitec Bank Holdings Quarterly report: H1 2026

Capitec Bank Holdings has published its H1 2026 quarterly earnings report on October 1, 2025.

10 months ago - Filings

Capitec Bank Holdings Slides: H1 2026

Capitec Bank Holdings has posted slides in relation to its H1 2026 quarterly earnings report, which was published on October 1, 2025.

10 months ago - Filings