Capitec Bank Holdings Limited (JSE:CPI)
| Market Cap | 509.78B +52.3% |
| Revenue (ttm) | 42.42B +18.5% |
| Net Income | 16.83B +22.5% |
| EPS | 145.43 +22.4% |
| Shares Out | 115.84M |
| PE Ratio | 30.26 |
| Forward PE | 25.79 |
| Dividend | 79.80 (1.81%) |
| Ex-Dividend Date | n/a |
| Volume | 246,403 |
| Average Volume | 250,387 |
| Open | 447,999 |
| Previous Close | 442,064 |
| Day's Range | 439,262 - 447,999 |
| 52-Week Range | 328,874 - 483,332 |
| Beta | 0.89 |
| RSI | 55.26 |
| Earnings Date | Apr 22, 2026 |
About Capitec Bank Holdings
Capitec Bank Holdings Limited, through its subsidiaries, provides various banking products and services in South Africa. The company operates through three segments: Personal banking, Business banking, and Insurance. It offers transactional banking services; flexible, notice, fixed, and tax-free savings; call and notice deposits; term, home, personal, vehicle, education, home improvement, business, term, medical, instalment, short-term, and mortgage loans; overdrafts, instalment sales and leases, credit and debit cards, and access facilities; a... [Read more]
Financial Performance
In fiscal year 2026, Capitec Bank Holdings's revenue was 42.42 billion, an increase of 18.51% compared to the previous year's 35.80 billion. Earnings were 16.83 billion, an increase of 22.51%.
Financial StatementsNews
Capitec Bank Holdings Ltd (CKHGY) Full Year 2026 Earnings Call Highlights: Robust Growth Amid ...
Capitec Bank Holdings Ltd (CKHGY) Full Year 2026 Earnings Call Highlights: Robust Growth Amid Economic Challenges
Full Year 2026 Capitec Bank Holdings Ltd Earnings Call Transcript
Full Year 2026 Capitec Bank Holdings Ltd Earnings Call Transcript
Capitec Bank Holdings Earnings Call Transcript: H2 2026
Headline earnings grew 23% to ZAR 16.8 billion, with strong digital adoption and diversified income streams. Credit loss ratio rose slightly but remains within plan, while business banking and insurance segments delivered robust growth.
Capitec Bank Holdings Earnings Call Transcript: H1 2026
Headline earnings rose 26% to ZAR 8 billion, with 8% client growth and strong digital adoption. Diversified income streams, robust business banking and insurance growth, and continued tech investment support a 31% ROE. Basel IV reduced capital adequacy but did not impact dividend policy.
Capitec Bank Holdings Transcript: AGM 2025
The AGM confirmed a strong year with 30% headline earnings growth, successful diversification, and all resolutions passed. Leadership transition to a new CEO was announced, with ongoing focus on digital transformation, ESG, and expansion into new markets.
Capitec Bank Holdings Earnings Call Transcript: H2 2025
Headline earnings per share rose 30% year-over-year, driven by strong credit and transactional income growth, with ROE at 29% and a dividend payout ratio increased to 55%. Diversification, digital transformation, and expansion in business banking and insurance underpin future growth, despite macroeconomic challenges.
Capitec Bank Holdings Earnings Call Transcript: H1 2025
Headline earnings rose 36% year-over-year, driven by strong growth in transactional, VAS, and insurance income, while credit impairments fell and digital adoption surged. Strategic investments in technology and product diversification position the group for continued expansion.