Capitec Bank Holdings Limited (JSE:CPI)

Capitec Bank Holdings Statistics

Total Valuation

JSE:CPI has a market cap or net worth of ZAR 502.76 billion.

Market Cap	502.76B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, April 22, 2026.

Earnings Date	Apr 22, 2026
Ex-Dividend Date	May 13, 2026

Share Statistics

JSE:CPI has 115.84 million shares outstanding. The number of shares has increased by 0.05% in one year.

Current Share Class	115.84M
Shares Outstanding	115.84M
Shares Change (YoY)	+0.05%
Shares Change (QoQ)	+0.14%
Owned by Insiders (%)	18.91%
Owned by Institutions (%)	51.18%
Float	87.30M

Valuation Ratios

The trailing PE ratio is 29.84 and the forward PE ratio is 25.32. JSE:CPI's PEG ratio is 1.24.

PE Ratio	29.84
Forward PE	25.32
PS Ratio	11.85
PB Ratio	8.45
P/TBV Ratio	8.68
P/FCF Ratio	236.49
P/OCF Ratio	158.16
PEG Ratio	1.24

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.80
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 30.49%.

Return on Equity (ROE)	30.49%
Return on Assets (ROA)	6.71%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	8.61%
Revenue Per Employee	2.40M
Profits Per Employee	952,313
Employee Count	17,672
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, JSE:CPI has paid 5.34 billion in taxes.

Income Tax	5.34B
Effective Tax Rate	24.09%

Stock Price Statistics

The stock price has increased by +25.32% in the last 52 weeks. The beta is 0.81, so JSE:CPI's price volatility has been lower than the market average.

Beta (5Y)	0.81
52-Week Price Change	+25.32%
50-Day Moving Average	432,001.98
200-Day Moving Average	403,563.58
Relative Strength Index (RSI)	49.57
Average Volume (20 Days)	231,530

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, JSE:CPI had revenue of ZAR 42.42 billion and earned 16.83 billion in profits. Earnings per share was 145.43.

Revenue	42.42B
Gross Profit	42.42B
Operating Income	22.38B
Pretax Income	22.18B
Net Income	16.83B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	145.43

Balance Sheet

The company has 56.24 billion in cash and 3.83 billion in debt, with a net cash position of 52.41 billion or 452.47 per share.

Cash & Cash Equivalents	56.24B
Total Debt	3.83B
Net Cash	52.41B
Net Cash Per Share	452.47
Equity (Book Value)	59.51B
Book Value Per Share	513.10
Working Capital	-135.57B

Cash Flow

In the last 12 months, operating cash flow was 3.18 billion and capital expenditures -1.05 billion, giving a free cash flow of 2.13 billion.

Operating Cash Flow	3.18B
Capital Expenditures	-1.05B
Depreciation & Amortization	n/a
Net Borrowing	-1.24B
Free Cash Flow	2.13B
FCF Per Share	18.35

Margins

Gross Margin	n/a
Operating Margin	52.76%
Pretax Margin	52.28%
Profit Margin	39.68%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	5.01%

Dividends & Yields

This stock pays an annual dividend of 79.80, which amounts to a dividend yield of 1.84%.

Dividend Per Share	79.80
Dividend Yield	1.84%
Dividend Growth (YoY)	22.58%
Years of Dividend Growth	2
Payout Ratio	48.51%
Buyback Yield	-0.05%
Shareholder Yield	1.79%
Earnings Yield	3.35%
FCF Yield	0.42%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3