Capitec Bank Holdings Limited (JSE:CPI)

Capitec Bank Holdings Statistics

Total Valuation

JSE:CPI has a market cap or net worth of ZAR 507.45 billion.

Market Cap	507.45B
Enterprise Value	n/a

Important Dates

The next confirmed earnings date is Wednesday, April 22, 2026.

Earnings Date	Apr 22, 2026
Ex-Dividend Date	n/a

Share Statistics

JSE:CPI has 115.82 million shares outstanding. The number of shares has increased by 0.05% in one year.

Current Share Class	115.82M
Shares Outstanding	115.82M
Shares Change (YoY)	+0.05%
Shares Change (QoQ)	-0.13%
Owned by Insiders (%)	18.90%
Owned by Institutions (%)	50.96%
Float	87.33M

Valuation Ratios

The trailing PE ratio is 30.13 and the forward PE ratio is 25.43. JSE:CPI's PEG ratio is 1.32.

PE Ratio	30.13
Forward PE	25.43
PS Ratio	11.96
PB Ratio	8.53
P/TBV Ratio	8.76
P/FCF Ratio	238.70
P/OCF Ratio	159.63
PEG Ratio	1.32

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.80
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 30.49%.

Return on Equity (ROE)	30.49%
Return on Assets (ROA)	6.71%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	9.09%
Revenue Per Employee	2.47M
Profits Per Employee	979,369
Employee Count	17,188
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, JSE:CPI has paid 5.34 billion in taxes.

Income Tax	5.34B
Effective Tax Rate	24.09%

Stock Price Statistics

The stock price has increased by +42.43% in the last 52 weeks. The beta is 0.89, so JSE:CPI's price volatility has been lower than the market average.

Beta (5Y)	0.89
52-Week Price Change	+42.43%
50-Day Moving Average	439,581.64
200-Day Moving Average	398,110.21
Relative Strength Index (RSI)	55.85
Average Volume (20 Days)	249,617

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, JSE:CPI had revenue of ZAR 42.43 billion and earned 16.83 billion in profits. Earnings per share was 145.43.

Revenue	42.43B
Gross Profit	42.43B
Operating Income	22.19B
Pretax Income	22.18B
Net Income	16.83B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	145.43

Balance Sheet

The company has 60.38 billion in cash and 3.83 billion in debt, with a net cash position of 56.55 billion or 488.26 per share.

Cash & Cash Equivalents	60.38B
Total Debt	3.83B
Net Cash	56.55B
Net Cash Per Share	488.26
Equity (Book Value)	59.51B
Book Value Per Share	515.03
Working Capital	-18.76B

Cash Flow

In the last 12 months, operating cash flow was 3.18 billion and capital expenditures -1.05 billion, giving a free cash flow of 2.13 billion.

Operating Cash Flow	3.18B
Capital Expenditures	-1.05B
Depreciation & Amortization	n/a
Net Borrowing	-1.24B
Free Cash Flow	2.13B
FCF Per Share	18.35

Margins

Gross Margin	n/a
Operating Margin	52.30%
Pretax Margin	52.27%
Profit Margin	39.67%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	5.01%

Dividends & Yields

This stock pays an annual dividend of 70.45, which amounts to a dividend yield of 1.61%.

Dividend Per Share	70.45
Dividend Yield	1.61%
Dividend Growth (YoY)	29.74%
Years of Dividend Growth	2
Payout Ratio	48.51%
Buyback Yield	-0.05%
Shareholder Yield	1.57%
Earnings Yield	3.32%
FCF Yield	0.42%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3