Capitec Bank Holdings Limited (JSE:CPI)

Capitec Bank Holdings Statistics

Total Valuation

JSE:CPI has a market cap or net worth of ZAR 456.57 billion.

Market Cap	456.57B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, December 31, 2025.

Earnings Date	Dec 31, 2025
Ex-Dividend Date	Oct 22, 2025

Share Statistics

JSE:CPI has 115.82 million shares outstanding. The number of shares has increased by 0.10% in one year.

Current Share Class	115.82M
Shares Outstanding	115.82M
Shares Change (YoY)	+0.10%
Shares Change (QoQ)	-0.13%
Owned by Insiders (%)	18.60%
Owned by Institutions (%)	50.11%
Float	87.68M

Valuation Ratios

The trailing PE ratio is 29.80 and the forward PE ratio is 27.24. JSE:CPI's PEG ratio is 1.41.

PE Ratio	29.80
Forward PE	27.24
PS Ratio	11.61
PB Ratio	8.49
P/TBV Ratio	8.76
P/FCF Ratio	111.43
P/OCF Ratio	91.90
PEG Ratio	1.41

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.12
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 30.72%.

Return on Equity (ROE)	30.72%
Return on Assets (ROA)	6.47%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	2.29M
Profits Per Employee	890,597
Employee Count	16,935
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, JSE:CPI has paid 4.58 billion in taxes.

Income Tax	4.58B
Effective Tax Rate	23.02%

Stock Price Statistics

The stock price has increased by +20.39% in the last 52 weeks. The beta is 0.87, so JSE:CPI's price volatility has been lower than the market average.

Beta (5Y)	0.87
52-Week Price Change	+20.39%
50-Day Moving Average	370,293.98
200-Day Moving Average	341,141.72
Relative Strength Index (RSI)	57.14
Average Volume (20 Days)	291,308

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, JSE:CPI had revenue of ZAR 39.33 billion and earned 15.31 billion in profits. Earnings per share was 132.30.

Revenue	39.33B
Gross Profit	39.33B
Operating Income	20.12B
Pretax Income	19.90B
Net Income	15.31B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	132.30

Balance Sheet

The company has 54.88 billion in cash and 4.59 billion in debt, giving a net cash position of 50.29 billion or 434.18 per share.

Cash & Cash Equivalents	54.88B
Total Debt	4.59B
Net Cash	50.29B
Net Cash Per Share	434.18
Equity (Book Value)	53.80B
Book Value Per Share	465.73
Working Capital	-121.36B

Cash Flow

In the last 12 months, operating cash flow was 4.97 billion and capital expenditures -870.43 million, giving a free cash flow of 4.10 billion.

Operating Cash Flow	4.97B
Capital Expenditures	-870.43M
Free Cash Flow	4.10B
FCF Per Share	35.38

Margins

Gross Margin	n/a
Operating Margin	51.16%
Pretax Margin	50.61%
Profit Margin	38.93%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	10.42%

Dividends & Yields

This stock pays an annual dividend of 70.45, which amounts to a dividend yield of 1.79%.

Dividend Per Share	70.45
Dividend Yield	1.79%
Dividend Growth (YoY)	29.74%
Years of Dividend Growth	1
Payout Ratio	49.28%
Buyback Yield	-0.10%
Shareholder Yield	1.67%
Earnings Yield	3.35%
FCF Yield	0.90%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3