Finbond Group Limited (JSE:FGL)
South Africa flag South Africa · Delayed Price · Currency is ZAR · Price in ZAc
45.00
+1.00 (2.27%)
Nov 6, 2026, 4:03 PM SAST

Finbond Group Income Statement

Millions ZAR. Fiscal year is Mar - Feb.
Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Aug '26 Feb '26 Feb '25 Feb '24 Feb '23 Feb '22
Operating Revenue
213.89212.33210.07198.91182177.9
Other Revenue
1,5311,5651,4771,3681,0811,417
1,7451,7771,6871,5671,2631,595
Revenue Growth
-2.88%5.36%7.62%24.07%-20.77%-14.62%
Cost of Revenue
355.83373.63344.24496.38863.251,484
Gross Profit
1,3891,4041,3421,071399.99110.63
Selling, General & Admin
700.41696.57675.61498.57246.4355.34
Amortization of Goodwill & Intangibles
0.650.657.160.040-
Other Operating Expenses
-24.18-24.18-12.66-8.32-16.37-12.93
Operating Expenses
825.9813.33796.97607.84263.7742.41
Operating Income
563.54590.2545.49463.04136.2268.23
Interest Expense
-401.45-401.87-368.11-330.47-308.93-313.55
Currency Exchange Gain (Loss)
-0.07-0.06-0.01-0.151.080.22
Other Non Operating Income (Expenses)
-93.15-89.74-105.15-105.43-11.04-
EBT Excluding Unusual Items
68.8798.5472.2326.99-182.66-245.1
Impairment of Goodwill
---3.63-3.72-75.38-84.3
Gain (Loss) on Sale of Investments
-29.59-0.010.3812.37-31.6-
Asset Writedown
-2.2-2.2-7.09-5-8.96-5.69
Other Unusual Items
-----22.81
Pretax Income
37.0796.3361.8930.65-298.61-312.28
Income Tax Expense
11.6527.3132.6432-19.49-39.21
Earnings From Continuing Operations
25.4369.0229.25-1.36-279.12-273.08
Minority Interest in Earnings
-1.110.342.551.914.2828.93
Net Income
24.3269.3631.80.56-274.84-244.15
Net Income to Common
24.3269.3631.80.56-274.84-244.15
Net Income Growth
-74.44%118.13%5608.98%---
Shares Outstanding (Basic)
468475457737838854
Shares Outstanding (Diluted)
468475457737838854
Shares Change
0.21%4.03%-38.02%-12.05%-1.91%-1.38%
EPS (Basic)
0.050.150.070.00-0.33-0.29
EPS (Diluted)
0.050.150.070.00-0.33-0.29
EPS Growth
-74.51%109.64%9111.91%---

Additional Metrics

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Aug '26 Feb '26 Feb '25 Feb '24 Feb '23 Feb '22
Free Cash Flow
-236.34-285.47-266.44-174.43-222.46-622.56
Free Cash Flow Per Share
-0.51-0.60-0.58-0.24-0.27-0.73
Dividend Per Share
0.0410.0960.096---
Dividend Growth
-73.01%0%----
Gross Margin
79.61%78.98%79.59%68.33%31.66%6.94%
Operating Margin
32.29%33.21%32.34%29.54%10.78%4.28%
Profit Margin
1.39%3.90%1.88%0.04%-21.76%-15.31%
Free Cash Flow Margin
-13.54%-16.06%-15.80%-11.13%-17.61%-39.04%
EBITDA
587.54616.53576.45485.32159.92105.84
EBITDA Margin
33.66%34.69%34.18%30.97%12.66%6.64%
D&A For EBITDA
24.0126.3230.9622.2823.737.62
EBIT
563.54590.2545.49463.04136.2268.23
EBIT Margin
32.29%33.21%32.34%29.54%10.78%4.28%
Effective Tax Rate
31.41%28.35%52.73%104.42%--
Advertising Expenses
-10.7111.7612.122.145.61