Nedbank Group Limited (JSE:NED)
South Africa flag South Africa · Delayed Price · Currency is ZAR · Price in ZAc
29,572
+185 (0.63%)
Aug 14, 2026, 5:03 PM SAST

Nedbank Group Financials Overview

Millions ZAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
61,50359,94164,99060,95756,28251,611
Revenue Growth
2.61%-7.77%6.62%8.31%9.05%28.45%
Net Income
8,8227,79916,83415,30514,28711,238
Earnings Per Share
18.8116.4535.1731.2828.5422.71
EPS Growth
14.37%-53.23%12.44%9.60%25.67%220.31%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Nedbank Corporate and Investment Banking
20,57320,06719,17217,18816,29114,529
Nedbank Business and Commercial Banking
11,74911,34010,693---
Nedbank Personal and Private Banking
29,55729,13027,840---
Nedbank Africa Regions
5,6015,4375,1545,2103,8603,272
Centre
1,6472,5832,1551,7841,490871
Total
69,12768,55765,01461,01755,94651,654

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
78,516112,28186,20779,82382,306109,750
Total Debt
62,770105,47582,87978,18477,782112,110
Net Cash (Debt)
15,7466,8063,3281,6394,524-2,360
Net Cash Growth
131.35%104.51%103.05%-63.77%--
Net Cash Per Share
33.5914.366.953.359.04-4.77

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-119,967-103,940-67,511-17,015-54,289-7,273
Capital Expenditures
-1,029-2,598-4,623-3,872-3,176-3,455
Free Cash Flow
-120,996-106,538-72,134-20,887-57,465-10,728
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
14.34%13.01%25.90%25.11%25.39%21.77%
FCF Margin
-196.73%-177.74%-110.99%-34.27%-102.10%-20.79%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
21.32021.32020.75018.93016.49011.910
Dividend Per Share Growth
1.13%2.75%9.61%14.80%38.45%-
Dividend Yield
7.25%8.35%8.42%10.82%10.39%9.79%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.7215.897.826.577.257.56
Forward PE
7.397.107.526.326.736.97
PS Ratio
2.202.072.021.651.841.65