Nedbank Group Limited (JSE:NED)
South Africa · Delayed Price · Currency is ZAR · Price in ZAc 29,881
-7 (-0.02%)
Sep 4, 2026, 5:06 PM SAST
Nedbank Group Cash Flow Statement
Financials in millions ZAR. Fiscal year is January - December.
Millions ZAR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 8,822 | 7,799 | 16,834 | 15,305 | 14,287 | 11,238 |
Depreciation & Amortization | 2,553 | 2,553 | 2,553 | 2,275 | 2,224 | 2,305 |
Other Amortization | 1,824 | 1,824 | 1,875 | 1,850 | 1,864 | 1,705 |
Gain (Loss) on Sale of Assets | 25 | 25 | 20 | 66 | -336 | 30 |
Gain (Loss) on Sale of Investments | 16,930 | 16,930 | 9,143 | 10,472 | 8,781 | 8,792 |
Total Asset Writedown | 991 | 991 | 147 | 337 | 91 | 469 |
Change in Trading Asset Securities | -24,117 | -24,117 | -6,031 | -13,909 | 33,071 | 25,948 |
Accrued Interest Receivable | 1,214 | 1,214 | 186 | 1,871 | 1,955 | 754 |
Change in Other Net Operating Assets | -129,273 | -110,392 | -95,061 | -34,413 | -115,934 | -59,284 |
Other Operating Activities | 1,230 | -601 | 4,844 | 3,840 | 3,966 | -57 |
Operating Cash Flow | -119,967 | -103,940 | -67,511 | -17,015 | -54,289 | -7,273 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -1,029 | -2,598 | -4,623 | -3,872 | -3,176 | -3,455 |
Sale of Property, Plant and Equipment | -16 | 45 | 405 | 69 | 91 | 29 |
Cash Acquisitions | -1,582 | -1,582 | -1,043 | - | - | - |
Investment in Securities | 2,709 | 2,599 | -243 | 214 | 120 | 1,376 |
Income (Loss) Equity Investments | -1,192 | -1,192 | -1,313 | -1,449 | -879 | -786 |
Divestitures | - | - | - | - | 339 | - |
Investing Cash Flow | 82 | -1,536 | -5,504 | -3,589 | -2,626 | -2,050 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 14,210 | 12,587 | 4,842 | 1,424 | 6,579 |
Long-Term Debt Repaid | - | -12,755 | -12,882 | -9,932 | -8,748 | -9,233 |
Net Debt Issued (Repaid) | -804 | 1,455 | -295 | -5,090 | -7,324 | -2,654 |
Repurchase of Common Stock | -3,107 | -3,264 | -1,658 | -5,044 | - | - |
Preferred Share Repurchases | - | - | - | - | - | -3,144 |
Common Dividends Paid | -10,351 | -10,507 | -9,767 | -8,615 | -7,826 | -2,178 |
Net Increase (Decrease) in Deposit Accounts | 130,098 | 130,098 | 86,322 | 46,659 | 73,143 | 19,412 |
Other Financing Activities | 363 | -2,305 | 839 | -1,147 | -87 | 564 |
Financing Cash Flow | 116,199 | 115,477 | 75,441 | 26,763 | 57,906 | 12,000 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 14 | -318 | 638 | 305 | 41 | 527 |
Net Cash Flow | -3,672 | 9,683 | 3,064 | 6,464 | 1,032 | 3,204 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -120,996 | -106,538 | -72,134 | -20,887 | -57,465 | -10,728 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -196.73% | -177.74% | -110.99% | -34.27% | -102.10% | -20.79% |
Free Cash Flow Per Share | -258.12 | -224.73 | -150.71 | -42.69 | -114.78 | -21.68 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 79,666 | 81,990 | 81,754 | 71,171 | 41,565 | 34,273 |
Cash Income Tax Paid | 6,254 | 6,044 | 5,886 | 5,627 | 4,960 | 5,599 |