Nedbank Group Limited (JSE:NED)

South Africa · Delayed Price · Currency is ZAR · Price in ZAc

29,572

+185 (0.63%)

Aug 14, 2026, 5:03 PM SAST

Nedbank Group Balance Sheet

Financials in millions ZAR. Fiscal year is January - December.

Millions ZAR. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	56,726	31,412	22,831	23,599	21,696	15,694
Investment Securities	359,755	371,955	314,837	289,291	275,637	257,459
Trading Asset Securities	21,790	52,884	43,683	38,464	28,514	60,186
Total Investments	381,545	424,839	358,520	327,755	304,151	317,645
Gross Loans	1,110,978	1,030,239	971,212	903,254	877,089	823,328
Allowance for Loan Losses	-29,046	-27,647	-28,721	-29,602	-27,209	-25,650
Net Loans	1,081,932	1,002,592	942,491	873,652	849,880	797,678
Property, Plant & Equipment	13,520	14,165	14,131	10,913	11,064	10,739
Goodwill	-	5,340	4,011	4,011	4,292	4,295
Other Intangible Assets	13,386	8,109	8,641	7,966	8,357	8,926
Investments in Real Estate	289	289	291	371	26	28
Other Receivables	1,024	13,230	11,554	11,079	8,561	9,128
Restricted Cash	-	33,417	32,315	28,483	23,922	28,892
Other Current Assets	737	140	182	493	244	638
Long-Term Deferred Tax Assets	353	396	554	921	683	889
Other Real Estate Owned & Foreclosed	-	-	-	207	189	187
Other Long-Term Assets	60,485	24,699	23,016	21,958	19,839	20,178
Total Assets	1,609,997	1,558,628	1,418,537	1,311,408	1,252,904	1,214,917

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accrued Expenses	-	4,505	4,586	4,150	4,036	3,548
Interest Bearing Deposits	1,352,504	742,756	682,204	638,695	616,806	588,646
Non-Interest Bearing Deposits	-	522,703	473,653	435,331	409,270	363,857
Total Deposits	1,352,504	1,265,459	1,155,857	1,074,026	1,026,076	952,503
Short-Term Borrowings	10,313	51,009	30,457	27,760	23,284	51,468
Current Portion of Long-Term Debt	-	8,238	8,675	7,601	8,075	7,911
Current Portion of Leases	-	1,122	1,011	917	954	957
Current Income Taxes Payable	340	274	324	313	322	330
Other Current Liabilities	17,958	38,233	33,142	20,188	17,007	21,475
Long-Term Debt	52,457	43,750	41,106	40,176	43,828	50,248
Long-Term Leases	-	1,356	1,630	1,730	1,641	1,526
Long-Term Unearned Revenue	-	467	395	369	381	406
Pension & Post-Retirement Benefits	61	59	47	43	6	156
Long-Term Deferred Tax Liabilities	1,349	787	778	507	533	458
Other Long-Term Liabilities	43,965	16,402	14,443	14,417	10,817	14,420
Total Liabilities	1,478,947	1,431,661	1,292,451	1,192,197	1,136,960	1,105,406

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	457	477	488	488	511	509
Additional Paid-In Capital	11,504	11,935	14,351	14,332	19,208	18,768
Retained Earnings	97,849	94,586	97,278	90,614	84,128	77,756
Treasury Stock	-	-20	-21	-23	-24	-23
Comprehensive Income & Other	6,578	7,045	168	2,338	1,153	2,503
Total Common Equity	116,388	114,023	112,264	107,749	104,976	99,513
Minority Interest	14,662	12,944	13,822	11,462	10,968	9,998
Shareholders' Equity	131,050	126,967	126,086	119,211	115,944	109,511
Total Liabilities & Equity	1,609,997	1,558,628	1,418,537	1,311,408	1,252,904	1,214,917

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	62,770	105,475	82,879	78,184	77,782	112,110
Net Cash (Debt)	15,746	6,806	3,328	1,639	4,524	-2,360
Net Cash Growth	0.88%	104.51%	103.05%	-63.77%	-	-
Net Cash Per Share	33.59	14.36	6.95	3.35	9.04	-4.77
Filing Date Shares Outstanding	456.67	456.9	466.99	464.57	487.25	485.6
Total Common Shares Outstanding	456.67	456.9	466.99	464.57	487.25	485.6
Book Value Per Share	254.86	249.56	240.40	231.93	215.45	204.93
Tangible Book Value	103,002	100,574	99,612	95,772	92,327	86,292
Tangible Book Value Per Share	225.55	220.12	213.30	206.15	189.49	177.70