Nedbank Group Limited (JSE: NED)

Nedbank Group Balance Sheet

Financials in millions ZAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	45,247	23,599	21,696	15,694	14,891	14,149
Investment Securities	284,238	289,291	275,637	257,459	247,229	198,058
Trading Asset Securities	16,009	38,464	28,514	60,186	85,526	38,875
Total Investments	300,247	327,755	304,151	317,645	332,755	236,933
Gross Loans	954,138	903,254	877,089	823,328	819,543	824,013
Allowance for Loan Losses	-29,762	-29,602	-27,209	-25,650	-24,804	-17,541
Other Adjustments to Gross Loans	-260	-	-	-	-	-
Net Loans	924,116	873,652	849,880	797,678	794,739	806,472
Property, Plant & Equipment	14,083	10,913	11,064	10,739	11,334	11,977
Goodwill	-	4,011	4,292	4,295	4,747	5,057
Other Intangible Assets	11,944	7,966	8,357	8,926	9,004	8,309
Investments in Real Estate	285	371	26	28	-	56
Other Receivables	940	11,079	8,561	9,128	11,765	12,042
Restricted Cash	-	28,483	23,922	28,892	26,491	23,486
Other Current Assets	493	493	244	638	69	735
Long-Term Deferred Tax Assets	508	921	683	889	657	389
Other Real Estate Owned & Foreclosed	-	207	189	187	149	150
Other Long-Term Assets	56,947	21,958	19,839	20,178	21,536	23,594
Total Assets	1,354,810	1,311,408	1,252,904	1,214,917	1,228,137	1,143,349
Accrued Expenses	-	4,150	4,036	3,548	2,520	2,910
Interest Bearing Deposits	1,119,539	638,695	616,806	588,646	604,251	553,008
Non-Interest Bearing Deposits	-	435,331	409,270	363,857	337,197	325,730
Total Deposits	1,119,539	1,074,026	1,026,076	952,503	941,448	878,738
Short-Term Borrowings	13,679	27,760	23,284	51,468	77,397	53,635
Current Portion of Long-Term Debt	-	7,601	8,075	7,911	8,157	5,995
Current Portion of Leases	-	917	954	957	1,097	1,105
Current Income Taxes Payable	236	313	322	330	590	161
Other Current Liabilities	16,917	20,188	17,007	21,475	27,196	29,119
Long-Term Debt	44,343	40,176	43,828	50,248	51,613	53,718
Long-Term Leases	-	1,730	1,641	1,526	1,951	2,274
Long-Term Unearned Revenue	-	369	381	406	428	347
Pension & Post-Retirement Benefits	45	43	6	156	2,604	2,533
Long-Term Deferred Tax Liabilities	805	507	533	458	390	939
Other Long-Term Liabilities	40,697	14,417	10,817	14,420	12,302	13,426
Total Liabilities	1,236,261	1,192,197	1,136,960	1,105,406	1,127,693	1,044,900
Common Stock	467	488	511	509	502	497
Additional Paid-In Capital	14,385	14,332	19,208	18,768	18,583	18,096
Retained Earnings	93,101	90,614	84,128	77,756	67,880	67,374
Treasury Stock	-	-23	-24	-23	-18	-16
Comprehensive Income & Other	-83	2,338	1,153	2,503	2,045	1,646
Total Common Equity	107,870	107,749	104,976	99,513	88,992	87,597
Minority Interest	10,679	11,462	10,968	9,998	11,452	10,852
Shareholders' Equity	118,549	119,211	115,944	109,511	100,444	98,449
Total Liabilities & Equity	1,354,810	1,311,408	1,252,904	1,214,917	1,228,137	1,143,349
Total Debt	58,022	78,184	77,782	112,110	140,215	116,727
Net Cash (Debt)	3,234	1,639	4,524	-2,360	8,617	-45,539
Net Cash Growth	-	-63.77%	-	-	-	-
Net Cash Per Share	6.72	3.35	9.04	-4.77	17.63	-93.42
Filing Date Shares Outstanding	467.02	464.57	487.25	485.6	483.89	481.17
Total Common Shares Outstanding	467.02	464.57	487.25	485.6	483.89	481.17
Book Value Per Share	230.97	231.93	215.45	204.93	183.91	182.05
Tangible Book Value	95,926	95,772	92,327	86,292	75,241	74,231
Tangible Book Value Per Share	205.40	206.15	189.49	177.70	155.49	154.27

Source: S&P Capital IQ. Banks template. Financial Sources.