Joint Stock Company Bank CenterCredit (KASE:CCBN)

Kazakhstan · Delayed Price · Currency is KZT

4,860.42

+10.42 (0.21%)

At close: Aug 17, 2026

KASE:CCBN Financials Overview

Financials in millions KZT. Fiscal year is January - December.

Millions KZT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	558,420	544,636	447,162	284,104	159,080	68,064
Revenue Growth	5.35%	21.80%	57.39%	78.59%	133.72%	21.95%
Net Income	243,969	267,277	201,780	134,941	145,116	20,632
Earnings Per Share	1395.23	1501.47	1085.13	730.46	790.94	114.86
EPS Growth	-2.08%	38.37%	48.55%	-7.65%	588.61%	54.40%

Revenue by Segment

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investment Activity	129,654	106,427	117,300	59,066	21,513
Insurance Activity	14,661	7,742	3,230	-	-
Serving Corporate Clients	156,667	106,179	42,097	54,343	17,653
Services for Individuals	240,568	217,682	120,721	42,549	28,898
Total	541,550	438,030	283,348	155,958	68,064

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	2,073,592	1,646,315	1,705,957	1,461,901	1,181,084	312,503
Total Debt	624,375	379,008	383,929	266,224	276,338	235,928
Net Cash (Debt)	1,449,217	1,267,307	1,322,028	1,195,677	904,746	76,575
Net Cash Growth	39.94%	-4.14%	10.57%	32.16%	1081.52%	113.02%
Net Cash Per Share	8293.16	7119.32	7109.57	6466.67	4930.80	426.30

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-609,468	-470,540	-674,955	-732,399	-274,651	-18,205
Capital Expenditures	-98,377	-90,882	-35,930	-17,193	-14,943	-4,606
Free Cash Flow	-707,845	-561,422	-710,885	-749,592	-289,594	-22,811
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	43.69%	49.07%	45.13%	47.50%	91.22%	30.31%
FCF Margin	-126.76%	-103.08%	-158.98%	-263.84%	-182.04%	-33.51%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 18, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	3.48	3.05	2.02	1.34	0.81	3.36
PS Ratio	1.52	1.50	0.91	0.64	0.74	1.02