Joint Stock Company Bank CenterCredit (KASE:CCBN)

KASE:CCBN Financials Overview

Financials in millions KZT. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	558,420	544,636	447,162	284,104	159,080	68,064
Revenue Growth	5.35%	21.80%	57.39%	78.59%	133.72%	21.95%
Net Income Net Income Growth	243,845	267,277	201,780	134,941	145,116	20,632
Earnings Per Share EPS Growth	1395.93	1501.47	1085.13	730.46	790.94	114.86
EPS Growth	-2.04%	38.37%	48.55%	-7.65%	588.61%	54.40%

Revenue by Segment

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Insurance Activity Insurance Activity Growth	20,334	14,661	7,742	3,230	-	-
Serving Corporate Clients Serving Corporate Clients Growth	119,018	156,667	106,179	42,097	54,343	17,653
Investment Activity Investment Activity Growth	135,083	129,654	106,427	117,300	59,066	21,513
Services for Individuals Services for Individuals Growth	274,705	240,568	217,682	120,721	42,549	28,898
Total Total Growth	549,140	541,550	438,030	283,348	155,958	68,064

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	1,620,932	1,646,315	1,705,957	1,461,901	1,181,084	312,503
Total Debt Total Debt Growth	537,800	379,008	383,929	266,224	276,338	235,928
Net Cash (Debt) Net Cash Growth	1,083,132	1,267,307	1,322,028	1,195,677	904,746	76,575
Net Cash Growth	4.59%	-4.14%	10.57%	32.16%	1081.52%	113.02%
Net Cash Per Share Net Cash Per Share Growth	6201.32	7119.32	7109.57	6466.67	4930.80	426.30

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	-603,677	-470,540	-674,955	-732,399	-274,651	-18,205
Capital Expenditures CapEx Growth	-104,168	-90,882	-35,930	-17,193	-14,943	-4,606
Free Cash Flow Free Cash Flow Growth	-707,845	-561,422	-710,885	-749,592	-289,594	-22,811
Free Cash Flow Growth	-	-	-	-	-	-

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Profit Margin	43.67%	49.07%	45.13%	47.50%	91.22%	30.31%
FCF Margin	-126.76%	-103.08%	-158.98%	-263.84%	-182.04%	-33.51%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 7, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	3.43	3.05	2.02	1.34	0.81	3.36
PS Ratio	1.50	1.50	0.91	0.64	0.74	1.02

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 4, 2026

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