KASE:CCBN Balance Sheet

Financials in millions KZT. Fiscal year is January - December.

Millions KZT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,500,096	1,492,957	1,569,012	1,288,109	1,079,484	241,278
Investment Securities	1,281,003	1,438,711	1,073,257	744,637	911,121	492,430
Trading Asset Securities	125,029	118,062	79,501	44,988	27,580	22,809
Total Investments	1,406,032	1,556,773	1,152,758	789,625	938,701	515,239
Gross Loans	4,621,425	4,581,250	3,900,169	2,870,538	2,005,889	1,158,382
Allowance for Loan Losses	-	-198,198	-158,242	-117,069	-112,085	-92,415
Net Loans	4,621,425	4,383,052	3,741,927	2,753,469	1,893,804	1,065,967
Property, Plant & Equipment	134,043	96,469	61,046	53,092	50,060	31,184
Other Intangible Assets	-	36,029	20,037	16,249	15,693	6,140
Investments in Real Estate	-	14,202	18,408	15,253	19,851	18,963
Accrued Interest Receivable	-	81,971	61,167	46,576	41,289	36,883
Other Receivables	1,122	53,046	45,882	67,492	68,539	49,134
Restricted Cash	-	343,047	94,613	65,225	56,473	20,214
Other Current Assets	-	56,713	40,768	23,141	15,768	7,681
Other Real Estate Owned & Foreclosed	-	45,320	47,598	44,562	52,726	37,786
Other Long-Term Assets	503,670	361,375	214,673	128,246	91,578	48,835
Total Assets	8,166,388	8,520,954	7,067,889	5,291,039	4,323,966	2,079,304
Accrued Expenses	-	20,421	25,348	8,526	5,605	2,183
Interest Bearing Deposits	6,246,631	4,411,624	3,690,064	2,772,328	3,273,144	1,353,707
Non-Interest Bearing Deposits	-	2,311,280	1,794,963	1,276,490	42,185	1,670
Total Deposits	6,246,631	6,722,904	5,485,027	4,048,818	3,315,329	1,355,377
Short-Term Borrowings	-	27,930	19,683	10,376	6,638	10,276
Current Portion of Long-Term Debt	-	21,336	92,003	9,089	3,551	30,825
Current Portion of Leases	-	10,952	2,733	2,892	3,411	-
Current Income Taxes Payable	-	2,189	-	-	-	-
Accrued Interest Payable	-	34,272	26,251	20,928	-	-
Other Current Liabilities	117	499,024	498,115	110,509	52,307	28,177
Long-Term Debt	446,725	318,790	269,510	243,867	262,738	194,827
Long-Term Deferred Tax Liabilities	16,280	14,337	11,332	11,399	11,620	11,789
Other Long-Term Liabilities	552,995	-	-	405,269	388,916	295,038
Total Liabilities	7,262,748	7,672,155	6,430,002	4,871,673	4,050,115	1,928,492
Preferred Stock, Convertible	-	1	1	35	35	29
Preferred Stock, Other	-	217	129	-34	-	-
Total Preferred Equity	-	218	130	1	35	29
Common Stock	57,632	64,497	64,497	63,519	63,519	64,142
Retained Earnings	873,767	812,898	569,222	366,527	231,369	84,912
Treasury Stock	-	-6,068	-514	-	-	-617
Comprehensive Income & Other	-29,898	-24,658	3,535	-11,307	-21,072	2,346
Total Common Equity	901,501	846,669	636,740	418,739	273,816	150,783
Minority Interest	2,139	1,912	1,017	626	-	-
Shareholders' Equity	903,640	848,799	637,887	419,366	273,851	150,812
Total Liabilities & Equity	8,166,388	8,520,954	7,067,889	5,291,039	4,323,966	2,079,304
Total Debt	446,725	379,008	383,929	266,224	276,338	235,928
Net Cash (Debt)	1,178,400	1,267,307	1,322,028	1,195,677	904,746	76,575
Net Cash Growth	5.82%	-4.14%	10.57%	32.16%	1081.52%	113.02%
Net Cash Per Share	6730.27	7119.32	7109.57	6466.67	4930.80	426.30
Filing Date Shares Outstanding	174.94	174.81	186.31	185.38	184.72	182.5
Total Common Shares Outstanding	174.94	174.81	186.31	185.38	184.72	182.5
Book Value Per Share	5153.15	4843.31	3417.58	2258.85	1482.31	826.19
Tangible Book Value	901,501	810,640	616,703	402,490	258,123	144,643
Tangible Book Value Per Share	5153.15	4637.20	3310.04	2171.20	1397.35	792.55

Source: S&P Global Market Intelligence. Banks template. Financial Sources.