KASE:CCBN Balance Sheet

Financials in millions KZT. Fiscal year is January - December.

Millions KZT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	1,225,828	1,569,012	1,288,109	1,079,484	241,278	261,669
Investment Securities	1,188,452	1,073,257	744,637	911,121	492,430	338,385
Trading Asset Securities	109,886	79,501	44,988	27,580	22,809	16,316
Total Investments	1,298,338	1,152,758	789,625	938,701	515,239	354,701
Gross Loans	4,454,108	3,900,169	2,870,538	2,005,889	1,158,382	1,033,526
Allowance for Loan Losses	-182,787	-158,242	-117,069	-112,085	-92,415	-115,027
Net Loans	4,271,321	3,741,927	2,753,469	1,893,804	1,065,967	918,499
Property, Plant & Equipment	115,100	61,046	53,092	50,060	31,184	34,831
Other Intangible Assets	-	20,037	16,249	15,693	6,140	5,295
Investments in Real Estate	14,273	18,408	15,253	19,851	18,963	16,700
Accrued Interest Receivable	78,639	61,167	46,576	41,289	36,883	45,981
Other Receivables	67,138	51,764	67,492	68,539	49,134	33,184
Restricted Cash	347,697	94,613	65,225	56,473	20,214	17,661
Other Current Assets	49,503	39,734	23,141	15,768	7,681	3,338
Other Real Estate Owned & Foreclosed	45,160	47,598	44,562	52,726	37,786	68,300
Other Long-Term Assets	378,572	209,825	128,246	91,578	48,835	97,097
Total Assets	7,891,569	7,067,889	5,291,039	4,323,966	2,079,304	1,857,256
Accrued Expenses	21,774	25,348	8,526	5,605	2,183	1,464
Interest Bearing Deposits	5,952,981	5,391,981	4,022,068	3,273,144	1,353,707	868,944
Non-Interest Bearing Deposits	187,849	120,710	47,678	42,185	1,670	321,807
Total Deposits	6,140,830	5,512,691	4,069,746	3,315,329	1,355,377	1,190,751
Short-Term Borrowings	36,320	18,270	10,376	6,638	10,276	9,653
Current Portion of Long-Term Debt	149,620	92,003	9,089	3,551	30,825	6,786
Current Portion of Leases	-	2,733	2,892	3,411	-	-
Accrued Interest Payable	-	-	-	-	-	4,984
Other Current Liabilities	123,895	105,145	110,509	52,307	28,177	25,577
Long-Term Debt	206,824	269,510	243,867	262,738	194,827	275,945
Long-Term Deferred Tax Liabilities	10,973	11,332	11,399	11,620	11,789	11,600
Other Long-Term Liabilities	411,653	392,970	405,269	388,916	295,038	198,810
Total Liabilities	7,101,889	6,430,002	4,871,673	4,050,115	1,928,492	1,725,570
Preferred Stock, Convertible	219	1	35	35	29	44
Preferred Stock, Other	-	-514	-34	-	-	-15
Total Preferred Equity	219	-513	1	35	29	29
Common Stock	59,687	64,497	63,519	63,519	64,142	62,133
Retained Earnings	761,955	569,222	366,527	231,369	84,912	62,949
Treasury Stock	-	-	-	-	-617	-402
Comprehensive Income & Other	-33,939	3,664	-11,307	-21,072	2,346	6,977
Total Common Equity	787,703	637,383	418,739	273,816	150,783	131,657
Minority Interest	1,758	1,017	626	-	-	-
Shareholders' Equity	789,680	637,887	419,366	273,851	150,812	131,686
Total Liabilities & Equity	7,891,569	7,067,889	5,291,039	4,323,966	2,079,304	1,857,256
Total Debt	392,764	382,516	266,224	276,338	235,928	292,384
Net Cash (Debt)	994,663	1,323,441	1,195,677	904,746	76,575	35,947
Net Cash Growth	29.62%	10.69%	32.16%	1081.52%	113.02%	-
Net Cash Per Share	5500.34	7117.17	6466.67	4930.80	426.30	213.78
Filing Date Shares Outstanding	174.75	186.31	185.38	184.72	182.5	172.25
Total Common Shares Outstanding	174.75	186.31	185.38	184.72	182.5	172.25
Book Value Per Share	4507.58	3421.03	2258.85	1482.31	826.19	764.34
Tangible Book Value	787,703	617,346	402,490	258,123	144,643	126,362
Tangible Book Value Per Share	4507.58	3313.49	2171.20	1397.35	792.55	733.60

Source: S&P Global Market Intelligence. Banks template. Financial Sources.