Halyk Bank of Kazakhstan Joint Stock Company (KASE:HSBK)

Revenue by Segment

Financials in millions KZT. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Retail Banking	188.63B	184.60B	155.59B	162.85B	116.94B
Retail Banking Growth	2.18%	18.64%	-4.45%	39.25%	47.83%
Corporate Banking	783.59B	676.09B	439.58B	323.50B	231.14B
Corporate Banking Growth	15.90%	53.80%	35.88%	39.96%	22.83%
Small and Medium Enterprises (SME) Banking	195.90B	174.12B	139.09B	150.91B	99.91B
Small and Medium Enterprises (SME) Banking Growth	12.51%	25.18%	-7.83%	51.05%	10.11%
Investment Banking	289.07B	259.54B	247.00B	175.23B	151.77B
Investment Banking Growth	11.38%	5.08%	40.96%	15.46%	29.69%
Unallocated	380.87B	281.02B	8.94B	218.92B	198.30B
Unallocated Growth	35.53%	3042.70%	-95.92%	10.40%	53.96%
Total	1.84T	1.58T	990.22B	1.03T	798.07B
Total Growth	16.67%	59.09%	-3.99%	29.24%	32.16%

Revenue by Geography

Financials in millions KZT. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Kazakhstan	3.29T	2.70T	2.11T	1.72T	1.18T
Kazakhstan Growth	21.79%	28.29%	22.65%	46.07%	20.01%
OECD	104.24B	70.40B	103.32B	37.51B	16.88B
OECD Growth	48.07%	-31.87%	175.43%	122.21%	21.47%
Non-OECD	106.73B	76.15B	64.31B	77.03B	42.93B
Non-OECD Growth	40.15%	18.42%	-16.52%	79.42%	12.28%
Total	3.51T	2.85T	2.28T	1.83T	1.24T
Total Growth	22.93%	25.28%	24.13%	48.27%	19.75%

Source: S&P Global Market Intelligence.